Swap & Bridge XRP
Swap XRP on xswap.to with no account and no KYC, at a live price of about $1.10. XRP trades against 809 pairs here: pick one, send your coins to a one-time deposit address, and the swap pays out straight to your wallet. Rates are floating, and you see an estimate before you send.
About XRP
On the XRP Ledger, a public chain where validators agree on each new ledger through a consensus protocol with no mining involved, XRP is the native coin. The listing on xswap.to says Ripple, which is the company linked to XRP, but the asset you trade is XRP itself. People swap XRP to move value between exchanges, to switch into Bitcoin or a stablecoin, or to fund an XRP Ledger wallet without registering anywhere.
Two XRP options appear here. The main one is native XRP on the XRP Ledger, where addresses start with r and exchange-hosted addresses often need a destination tag, a number that tells the exchange which customer the payment belongs to. The second is a BEP-20 version of XRP on BNB Smart Chain, which uses a 0x address, needs no tag and requires BNB for gas when you send it. Pick the listing that matches your wallet's network.
Once you choose the network and amount, a floating-rate estimate appears, with the margin and the payout network fee already inside it. You cover the network fee on your own deposit, which is tiny on the XRP Ledger and paid in BNB on the BEP-20 version. A market move before the deposit confirms can nudge the final amount. The XRP Ledger closes ledgers every few seconds, so the other chain usually sets the pace. Track progress on your order page.
XRP networks on xswap.to
Each network is a separate option in the coin selector. Send and receive only on the network you pick, and use a memo or tag where one is required.
| Listing | Network | Type | Memo / tag |
|---|---|---|---|
| Ripple | XRP Ledger | Native coin | Required |
| XRP (Binance Smart Chain) | BNB Smart Chain | BEP-20 token | Not needed |
Before you send
- Enter the destination tag your exchange gives you for XRP deposits, because without it the exchange may not credit your payment.
- Match the listing to your wallet: an address starting with r is XRP Ledger, and one starting with 0x is BNB Smart Chain.
- Hold some BNB in the same wallet if you are sending BEP-20 XRP, since BNB Smart Chain gas is paid in BNB.
- Check that a payout to a brand-new r address covers the XRP Ledger account reserve, since a smaller payment cannot activate it.
XRP Frequently Asked Questions
Do I need a destination tag to receive XRP?
You need one when the receiving address belongs to an exchange or custodial service, which uses the tag to credit your account. Copy it exactly into the tag field in the widget. A self-custody wallet such as Xaman, with its own r address, usually needs no tag.
Why is XRP listed as Ripple on xswap.to?
The listing name comes from Ripple, the company associated with XRP, but the asset is XRP on the XRP Ledger. The company and the ledger are separate things, and the ledger is run by independent validators. For your swap, what matters is the network and address format you pick.
What is the difference between XRP and XRP BEP-20?
Native XRP lives on the XRP Ledger, while the BEP-20 version is a token on BNB Smart Chain that represents XRP. They use different addresses (r versus 0x) and cannot be sent across to each other's networks. Sending one to a deposit address meant for the other can lose the funds.
Do I need BNB to send XRP on BNB Smart Chain?
You do, because BEP-20 transfers pay gas in BNB, so your wallet needs a little BNB besides the XRP token. Native XRP Ledger transfers pay their fee in XRP instead. Without BNB, your wallet cannot submit the deposit.
How fast does the XRP Ledger confirm a deposit?
The XRP Ledger usually settles a payment within seconds, since validators close a new ledger version very frequently. The total swap time also depends on the exchange step and on the payout chain. Watch the order page, which moves from confirming to exchanging to sending.
What should I do if my XRP swap seems stuck?
Open your order page first and check the current status and transaction ID. If an exchange deposit is missing because a destination tag was left out, the receiving exchange's support has to trace it. For anything on the xswap.to side, message @xswap_to on Telegram with the transaction ID.
Contact & Support
| Service | xswap.to, an instant crypto exchange for XRP |
|---|---|
| Exchange engine | Automated routing across multiple third-party liquidity providers |
| Custody | Non-custodial: no account, no sign-up and no ID upload. You never share a password, seed phrase or private key. |
| Support | Telegram: @xswap_to |
| Availability | 24/7 automated processing |
| Legal | Terms of Service · Privacy Policy |