Swap ADA to USDT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDT goes straight to the wallet address you enter.
Enter the amount of Cardano you want to swap in the widget above. It shows an estimate of the Tether (ERC20) you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDT wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your ADA to the one-time deposit address on the Cardano network. Once the deposit confirms, the swap runs automatically and the USDT is sent to your wallet. The order page shows every stage.
Swapping Cardano (ADA) for Tether (ERC20) (USDT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Cardano deposit confirms on Cardano. The payout is sent on Ethereum, so check that your Tether (ERC20) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
7 ADA
≈
0.835857 USDT
At the latest hourly update, 7 ADA converts to about 0.835857 USDT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
Approximate exchange rates between these assets, refreshed hourly
Cardano (ADA) goes out from your Cardano wallet and Tether (USDT) comes back as an ERC-20 token on Ethereum, the default network on this page, at an address you supply with no account behind it. Many people convert ADA to USDT because someone asked to be paid in Tether: freelancers, suppliers and OTC desks often quote invoices in USDT, and they usually say which network they accept.
USDT is issued by Tether, which says it backs each token with reserves and aims to keep it at one US dollar. By default the payout is the ERC-20 token on Ethereum and needs a 0x address, but the selector also offers USDT on TRON (TRC-20), the most used version, plus BNB Smart Chain, Solana, TON and others. A TRC-20 payout needs a T-address instead. Cardano has no link to any of these chains, so every option here is a cross-chain swap.
Quotes for the ADA to USDT exchange come from a floating rate, with the payout network fee, which differs by network, already deducted. If ADA moves before your deposit confirms, the USDT figure moves with it by a small amount. On Ethereum a new block arrives every 12 seconds, so waiting on Cardano confirmations usually takes longer than the payout. The order page lists each stage and your transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Cardano (ADA) | Tether (ERC20) (USDT) |
| Network | Cardano | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xdAC17F…831ec7 |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Cardano to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 5.951177 ADA | |
| Account / ID | Not needed to start a swap | |
This page defaults to USDT as an ERC-20 token on Ethereum, contract 0xdAC17F958D2ee523a2206206994597C13D831ec7. You can switch to TRC-20 on TRON, BEP-20 on BNB Smart Chain, SPL on Solana, the Jetton on TON and other listed networks. The receiving address must match whichever network you choose.
Choose Tether (TRC20) in the coin selector before you create the order, then paste a TRON address starting with T. TRC-20 is the most widely used USDT network. Moving that USDT later costs TRX for energy and bandwidth, so the wallet needs some TRX too.
The network fee for sending your USDT on Ethereum is already deducted in the estimate, so you do not pay it separately. You pay only the Cardano fee when sending ADA. Gas comes back into play later, when you move the USDT and need ETH in that wallet.
USDT is a stablecoin designed to track the US dollar, and Tether says it backs the supply with reserves. Its market price can drift slightly from one dollar during market stress. This swap converts ADA at the market rate, so the USDT you receive reflects the ADA price at the time of exchange.
The order waits until the Cardano network has confirmed your deposit before the exchange starts. New Cardano blocks come roughly every 20 seconds on average, and heavy network load can add time. If the status has not changed for a long while, contact support on Telegram at @xswap_to with the transaction ID.
No, you enter the amount and your USDT address, receive a deposit address and send the ADA, with no signup or email. xswap.to does not ask for ID. A partner's automated anti-money-laundering check can, in rare cases, pause a flagged transaction and request verification.
