Swap BCH to XMR in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XMR goes straight to the wallet address you enter.
Enter the amount of Bitcoin Cash you want to swap in the widget above. It shows an estimate of the Monero you will receive on the Monero network at the current floating rate, with the payout network fee already taken into account.
Paste your XMR wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BCH to the one-time deposit address on the Bitcoin Cash network. Once the deposit confirms, the swap runs automatically and the XMR is sent to your wallet. The order page shows every stage.
Swapping Bitcoin Cash (BCH) for Monero (XMR) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XMR goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Bitcoin Cash deposit confirms on Bitcoin Cash. The payout is sent on Monero, so check that your Monero address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BCH
≈
0.4214697 XMR
At the latest hourly update, 1 BCH converts to about 0.4214697 XMR. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 BCH is worth about $276.96 and 1 XMR about $632.69, so 1 BCH converts to roughly 0.42147 XMR. These figures move with the market, and the widget shows the live estimate before you confirm.
Fund your own Monero wallet with Bitcoin Cash (BCH) and receive Monero (XMR) there, with no account to create. The order asks for your XMR address, creates a one-time BCH deposit address, and sends Monero once your deposit is confirmed and exchanged. People swap BCH to XMR when they want future payments to stay private, because Monero hides senders, receivers and amounts on its blockchain, while Bitcoin Cash, like Bitcoin, keeps every transaction public.
Monero is a proof-of-work coin with privacy on by default: one-time stealth addresses keep the receiver off the public record and transaction amounts are hidden. It targets a new block about every two minutes. Bitcoin Cash is a proof-of-work chain that forked from Bitcoin to allow bigger blocks. The networks have nothing in common, so the deposit and payout settle on separate chains. A standard Monero address begins with 4 and a subaddress with 8, both 95 characters long.
Privacy has limits here: your BCH deposit stays visible on the Bitcoin Cash blockchain, and only the Monero side is private. The widget shows a floating-rate estimate with the payout fee already deducted, and the XMR you get can move slightly if prices shift while your BCH confirms. Bitcoin Cash blocks come roughly every 10 minutes. Once XMR reaches your wallet, it stays locked for 10 blocks before you can spend it. Follow progress on the order page.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Bitcoin Cash (BCH) | Monero (XMR) |
| Network | Bitcoin Cash | Monero |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Bitcoin Cash to Monero | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0459732 BCH | |
| Account / ID | Not needed to start a swap | |
No, your Bitcoin Cash deposit is recorded on a public blockchain where anyone can see the sending address, the deposit address and the amount. The privacy comes from Monero, which hides those details for the XMR payout and later transfers. Plan with that split in mind.
Both work for the payout, and a subaddress starting with 8 is usually the better choice. Your wallet can generate a new subaddress for each swap, which keeps incoming payments unlinked. Integrated addresses with an embedded payment ID are only needed when an exchange asks for one, and no separate memo or payment ID field is needed.
Monero locks newly received outputs for 10 blocks as a protocol rule, and with blocks about every two minutes that takes roughly 20 minutes. Your wallet shows the amount as locked or pending during that time. This happens on every incoming XMR transfer, not only swaps.
Part of it, yes: the Bitcoin Cash deposit is public, and partners run automated anti-money-laundering checks that can pause a flagged transaction. The Monero payout hides the receiver and amount on chain, but no service can promise total anonymity. Treat the swap as private on the Monero side only.
Confirming your BCH deposit is usually the longest stage, with BCH blocks spaced roughly 10 minutes apart and confirmations needed before the exchange runs. The XMR payout then confirms on Monero's two-minute blocks, followed by the spending lock in your wallet. A low deposit fee can add delay.
No ID, email or account is required by xswap.to to run the swap. Rarely, a partner's automated check pauses a flagged transaction and requests verification before it continues. If your order stops moving, write to support on Telegram at @xswap_to with the transaction ID.
