Swap MATIC to BNB in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BNB goes straight to the wallet address you enter.
Enter the amount of Polygon (Matic Mainnet) you want to swap in the widget above. It shows an estimate of the BNB you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your BNB (BNB Smart Chain) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your MATIC to the one-time deposit address on the Polygon PoS network. Once the deposit confirms, the swap runs automatically and the BNB is sent to your wallet. The order page shows every stage.
Swapping Polygon (Matic Mainnet) (MATIC) for BNB (BNB) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BNB goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Polygon (Matic Mainnet) deposit confirms on Polygon PoS. The payout is sent on BNB Smart Chain, so check that your BNB address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 MATIC
≈
0.0000999 BNB
At the latest hourly update, 1 MATIC converts to about 0.0000999 BNB. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
MATIC, the native coin of Polygon PoS, goes out on that network, and BNB, the coin that pays fees on BNB Smart Chain, comes back to a 0x address you choose. You do not create an account. The usual reason to swap MATIC to BNB is to pay transaction fees on BNB Smart Chain: without BNB in a wallet there, you cannot move any BEP-20 token or use an app on that chain.
Polygon PoS and BNB Smart Chain are both EVM-compatible, so a self-custody wallet uses the same 0x address on each, yet they are separate blockchains and this is a cross-chain swap. Polygon replaced MATIC with POL in a one-to-one upgrade in September 2024, and many wallets now show POL, but the coin listed here as MATIC is that same native asset. BNB is native to BNB Smart Chain, so no contract address or memo is involved.
Prices in the widget come as a floating-rate estimate with the BNB Smart Chain payout fee already taken out. If the market moves while your Polygon deposit is confirming, the amount you receive can differ slightly. Both chains produce blocks within seconds, but a MATIC to BNB exchange still waits for the required Polygon confirmations, and congestion can slow either side. Your order page tracks every status and lists the transaction ID for any block explorer.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Polygon (Matic Mainnet) (MATIC) | BNB |
| Network | Polygon PoS | BNB Smart Chain |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Polygon PoS to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.5417082 MATIC | |
| Account / ID | Not needed to start a swap | |
If it is a self-custody EVM wallet such as MetaMask, the same 0x address works on BNB Smart Chain because both networks share the address format. Add BNB Smart Chain as a network in the wallet to see the balance. Do not reuse an exchange's Polygon deposit address, since exchanges assign deposits by network.
BNB arrives as the native coin of BNB Smart Chain, the network many wallets label BSC or BEP-20. The old BNB Beacon Chain and its BEP-2 format have been retired, and opBNB is listed here as a separate option. If you are sending to an exchange, choose BNB Smart Chain on its deposit page.
You do not need any BNB beforehand, because the BNB Smart Chain fee for the payout comes out of the estimate. Your only gas cost is the Polygon deposit, paid in the native coin most wallets now show as POL. Keep a small balance beyond the swap amount for it.
Not to this deposit address, which only accepts the Polygon-native coin on Polygon PoS. MATIC on Ethereum is an ERC-20 token with its own listing in the coin selector. Sending it here could lose the funds, so pick that listing instead if your MATIC sits on Ethereum.
The rate is floating, so the estimate keeps following the market until your Polygon deposit confirms. A drop in MATIC against BNB during that window lowers the payout slightly, and a rise does the opposite. The network fee for sending BNB was already subtracted when you saw the estimate.
There is no account to break into and no balance held for you: each order gets a one-time deposit address, and the payout goes straight to the address you enter. xswap.to never asks for a private key or seed phrase. What you must check yourself is the network and the address, since blockchain transfers cannot be reversed.
