Swap SOL to XLM in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XLM goes straight to the wallet address you enter.
Enter the amount of Solana you want to swap in the widget above. It shows an estimate of the Stellar you will receive on the Stellar network at the current floating rate, with the payout network fee already taken into account.
Paste your XLM wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your SOL to the one-time deposit address on the Solana network. Once the deposit confirms, the swap runs automatically and the XLM is sent to your wallet. The order page shows every stage.
Swapping Solana (SOL) for Stellar (XLM) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XLM goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Solana deposit confirms on Solana. The payout is sent on Stellar, so check that your Stellar address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 SOL
≈
562.3937216 XLM
At the latest hourly update, 1 SOL converts to about 562.3937216 XLM. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 SOL is worth about $92.85 and 1 XLM about $0.000897, so 1 SOL converts to roughly 562.393722 XLM. These figures move with the market, and the widget shows the live estimate before you confirm.
Swap SOL to XLM when you want Stellar lumens at your own Stellar address. You send native SOL on Solana to a one-time deposit address and receive XLM on the Stellar network, with no account required. If the address belongs to an exchange, the widget's memo field carries the memo that identifies your account there. People often pick this route for Stellar's low-cost payments and the anchors that link the network to bank accounts and local currencies.
Stellar (XLM) is the native asset of a payments network that reaches agreement through the Stellar Consensus Protocol instead of mining, closing a new ledger every few seconds. Solana (SOL) is the proof-of-stake coin that pays fees on Solana, so the two meet only through a cross-chain swap. Stellar public keys begin with G and run 56 characters. Every Stellar account must also keep a minimum XLM balance, so a payout to a brand-new address has to be large enough to open the account.
The amount in the widget is a floating-rate estimate, already reduced by the Stellar network fee for the payout, which is very small. If SOL's price moves before the deposit is confirmed, your XLM can come in a little higher or lower. Solana and Stellar both settle quickly, so the exchange step drives most of the timing. Track the order page through each status, then look up the transaction ID on a Stellar explorer.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Solana (SOL) | Stellar (XLM) |
| Network | Solana | Stellar |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: Solana to Stellar | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.00525 SOL | |
| Account / ID | Not needed to start a swap | |
A memo is needed when the XLM goes to an exchange or custodial service that shares a single address among many users. Copy its memo into the widget's memo field character for character. Sending to your own Stellar wallet needs no memo.
The base reserve is the unit Stellar uses to set the minimum XLM balance an account must keep, and a basic account needs two of them. A brand-new address is created by its first incoming payment, which has to cover that minimum. The reserved XLM cannot be spent while the account stays open.
Not on the blockchain, since Stellar transfers cannot be reversed or edited. Contact the receiving exchange's support with the transaction hash, and some can credit the deposit manually. If the issue is with the xswap.to order itself, write to @xswap_to on Telegram with the transaction ID.
Three steps set the pace: your SOL deposit confirming, the exchange step and the Stellar payout. Ledgers on Stellar close every few seconds and Solana confirms quickly, so congestion or a flagged check are the usual reasons for a delay. The order page shows which stage is in progress.
It will be close but may differ slightly, because the rate floats with the market until your SOL deposit confirms. The Stellar payout fee and the exchange margin are already included in the estimate. You cover your own Solana fee when sending.
Stellar is the payment network, and lumens (XLM) are its native asset, used for transaction fees and each account's minimum balance. The Stellar Development Foundation, a nonprofit, supports the network. Other assets, including stablecoins, also move on Stellar, but this page pays out lumens only.
