Swap BCH to XLM in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XLM goes straight to the wallet address you enter.
Enter the amount of Bitcoin Cash you want to swap in the widget above. It shows an estimate of the Stellar you will receive on the Stellar network at the current floating rate, with the payout network fee already taken into account.
Paste your XLM wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BCH to the one-time deposit address on the Bitcoin Cash network. Once the deposit confirms, the swap runs automatically and the XLM is sent to your wallet. The order page shows every stage.
Swapping Bitcoin Cash (BCH) for Stellar (XLM) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XLM goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Bitcoin Cash deposit confirms on Bitcoin Cash. The payout is sent on Stellar, so check that your Stellar address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BCH
≈
1653.5038362 XLM
At the latest hourly update, 1 BCH converts to about 1653.5038362 XLM. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 BCH is worth about $276.96 and 1 XLM about $0.000897, so 1 BCH converts to roughly 1653.503836 XLM. These figures move with the market, and the widget shows the live estimate before you confirm.
On this pair you send Bitcoin Cash (BCH) on its own chain and receive Stellar lumens (XLM) at a Stellar account you control, without registering anywhere. Enter your G address, add a memo if the destination requires one, and pay the BCH into the one-time deposit address your order shows. People convert BCH to XLM to fund a Stellar wallet for cross-border payments or for holding assets issued by Stellar anchors, where every transaction fee is paid in lumens.
Stellar has no mining. Its Stellar Consensus Protocol, a federated Byzantine agreement system, closes a new ledger roughly every five seconds, and XLM pays transaction fees and the minimum balance each account must keep. Bitcoin Cash is a proof-of-work fork of Bitcoin with larger blocks, so the deposit and payout run on different chains. Stellar public addresses are 56 characters starting with G. The memo field matters for exchange accounts, which share one address among many users.
Floating rates apply to every BCH to XLM exchange. The widget estimate already reflects the exchange margin and the Stellar fee for the payout, and the final amount can move slightly if the market shifts before your BCH confirms. Bitcoin Cash targets about one block every 10 minutes, so most of the waiting happens on the deposit side, while the XLM payout settles within seconds of being sent. The order page shows status changes and a transaction ID you can check on a Stellar explorer.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Bitcoin Cash (BCH) | Stellar (XLM) |
| Network | Bitcoin Cash | Stellar |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: Bitcoin Cash to Stellar | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0008898 BCH | |
| Account / ID | Not needed to start a swap | |
Only when the Stellar address belongs to an exchange or another custodial service that asks for one. Those platforms share one address among many users and use the memo to credit the right account. A personal wallet with its own G address does not need a memo, so you can leave the field empty.
Every Stellar account must hold a small reserve of XLM, called the minimum balance, before it exists on the ledger. If your payout goes to an address that has never been funded, the amount must clear that reserve to create the account. Normal swap sizes clear it easily, and the reserved lumens stay in your wallet.
A Stellar public address is a 56-character string that begins with a capital G. Secret keys begin with S and must never be shared or pasted into any website. Some services also show federated addresses that look like name*domain, but the widget needs the G address itself.
That depends mostly on your BCH deposit, which has to collect block confirmations on a chain averaging one block per 10 minutes. Stellar closes ledgers every few seconds, so the payout leg is short. A low deposit fee or a busy network can add time to the first step.
It can change slightly, because the rate is floating until your deposit confirms and the exchange runs. If BCH or XLM moves in price during that window, the payout follows. The Stellar network fee and the margin were already deducted in the estimate you saw.
Contact the support team of the exchange that received the XLM and give them the payout transaction ID from your order page. Many exchanges can trace a deposit that way and credit it by hand, although the decision is theirs. You can also ask xswap.to support on Telegram at @xswap_to for the transfer details.
