Swap BTC to XRP in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XRP goes straight to the wallet address you enter.
Enter the amount of Bitcoin you want to swap in the widget above. It shows an estimate of the XRP you will receive on the XRP Ledger network at the current floating rate, with the payout network fee already taken into account.
Paste your XRP wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BTC to the one-time deposit address on the Bitcoin network. Once the deposit confirms, the swap runs automatically and the XRP is sent to your wallet. The order page shows every stage.
Swapping Bitcoin (BTC) for XRP (XRP) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XRP goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Bitcoin deposit confirms on Bitcoin. The payout is sent on XRP Ledger, so check that your XRP address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BTC
≈
59813.387816 XRP
At the latest hourly update, 1 BTC converts to about 59813.387816 XRP. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:54 UTC, 1 BTC is worth about $77,978.07 and 1 XRP about $1.10, so 1 BTC converts to roughly 59813.387816 XRP. These figures move with the market, and the widget shows the live estimate before you confirm.
Bitcoin from your wallet is exchanged for XRP on the XRP Ledger, and the payout goes to the r address you enter. You never open an account. A frequent reason to swap BTC to XRP is paying a service or person that settles in XRP, where transfers finalize in a few seconds and the base fee is a tiny amount of XRP, compared with waiting on Bitcoin blocks for every payment.
XRP is the native asset of the XRP Ledger, which validators run through a consensus protocol with no mining. The listing calls it Ripple, but Ripple is the company and the coin is XRP. Bitcoin and the XRP Ledger are separate chains, and your payout address must start with r. Many exchanges use one shared XRP address for all customers and tell them apart by destination tag, so the form has a tag field. A new XRP Ledger account needs a reserve of XRP before it activates.
Treat the widget figure as a floating estimate. It already reflects the XRP Ledger fee for sending you the coins plus the exchange margin, and a price move before your BTC deposit confirms can change it slightly. The XRP payout settles fast once sent, so Bitcoin's block time of about 10 minutes sets the pace of the BTC to XRP exchange. Save the order page link, or open Track Order later, to see the status and the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Bitcoin (BTC) | XRP |
| Network | Bitcoin | XRP Ledger |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: Bitcoin to XRP Ledger | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0000132 BTC | |
| Account / ID | Not needed to start a swap | |
You need one if the r address belongs to an exchange or other shared account, because the tag tells it which customer to credit. Copy the tag from the deposit page into the tag field. A self-custody XRP wallet that only you use usually needs no tag.
They are different things. Ripple is a company that builds payment products around the XRP Ledger, while XRP is the ledger's native coin. The pair is listed under the name Ripple, but what you receive is XRP on the XRP Ledger.
An XRP Ledger account only activates once it receives at least the base reserve of XRP. If the payout is smaller than that, the ledger can reject the payment to an unfunded address. In that case message @xswap_to on Telegram and include your transaction ID.
Yes, the selector also lists XRP on BNB Smart Chain as a BEP-20 token. That version needs a 0x address and no destination tag, and moving it later costs BNB for gas. Choose it only if your wallet or exchange expects that network.
The slow part is your bitcoin deposit gathering block confirmations, since Bitcoin produces a block about every 10 minutes. A low miner fee or a busy mempool adds to that. The XRP payout itself confirms within seconds once it is sent.
No, payouts on the XRP Ledger cannot be reversed once they are sent. A wrong address or a missing tag can mean the XRP is lost or stuck with a third party. Check the address and tag before you deposit, and contact support with your transaction ID if something went wrong.
