Swap DAI to XMR in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XMR goes straight to the wallet address you enter.
Enter the amount of Dai you want to swap in the widget above. It shows an estimate of the Monero you will receive on the Monero network at the current floating rate, with the payout network fee already taken into account.
Paste your XMR wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your DAI to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the XMR is sent to your wallet. The order page shows every stage.
Swapping Dai (DAI) for Monero (XMR) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XMR goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Dai deposit confirms on Ethereum. The payout is sent on Monero, so check that your Monero address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
16 DAI
≈
0.0139999 XMR
At the latest hourly update, 16 DAI converts to about 0.0139999 XMR. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
DAI token contract:
0x6b175474e89094c44da98b954eedeac495271d0f
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 DAI is worth about $1.00 and 1 XMR about $632.69, so 1 DAI converts to roughly 0.000875 XMR. These figures move with the market, and the widget shows the live estimate before you confirm.
On this route you pay in Dai (DAI) from an Ethereum wallet and get Monero (XMR) at a Monero address you own, with no account or email involved. The usual motive for a DAI to XMR exchange is privacy for later spending: dollar-pegged funds on Ethereum are visible to anyone with a block explorer, while Monero hides balances, amounts and the parties to each transfer on its own chain.
DAI is an ERC-20 stablecoin that tracks the US dollar, issued by the Maker protocol, now rebranded as Sky (its newer stablecoin is USDS, but DAI remains in circulation and is what this page accepts). Moving it costs ETH for gas. Monero uses ring signatures, stealth addresses and RingCT to conceal transaction details. Because the two assets sit on different chains, your payout needs a Monero address, usually starting with 4, or a subaddress starting with 8, and no payment ID.
After you enter an amount, the widget shows a floating-rate XMR estimate that already accounts for the Monero network fee on your payout. If the market moves before the DAI deposit confirms, the received XMR can differ slightly. Ethereum blocks arrive every 12 seconds and Monero targets one block about every two minutes, though your wallet will lock newly received XMR for ten blocks before you can spend it. Follow each stage, and the transaction ID, on the order page.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | DAI | Monero (XMR) |
| Network | Ethereum | Monero |
| Type | ERC-20 token | Native coin |
| Contract | 0x6b1754…271d0f |
- |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Ethereum to Monero | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 14.7803788 DAI | |
| Account / ID | Not needed to start a swap | |
Only the Monero side is private. Your DAI deposit is a public Ethereum transaction that anyone can see in a block explorer, linked to your sending address. Once XMR reaches your Monero wallet, later transfers hide amounts and parties, but the swap itself is not anonymous.
Enter a standard address, which starts with 4, or a subaddress starting with 8, copied from a Monero wallet you control. Monero payouts do not need a payment ID or memo. Double-check the pasted string, because XMR sent to a wrong address cannot be recovered.
Monero wallets lock new incoming funds for ten blocks, and with a block target of about two minutes that is roughly 20 minutes. The coins can appear in your balance before they become spendable. This is a Monero protocol rule, not a hold placed by the exchange.
No, only Ethereum-based ERC-20 DAI works with this order. USDS is the newer stablecoin from Sky, the rebranded Maker protocol, and it has a different contract. Sending the wrong token can lose it, so check the token in your wallet first.
You pay Ethereum gas in ETH when sending the DAI. The exchange margin and the Monero fee for sending your payout are already built into the widget estimate, so the XMR figure you see is after those costs, subject to small floating-rate movement.
Check the order page first, since it shows the current status and the transaction ID. When the order says finished but your wallet shows nothing, let the wallet finish syncing. If the status looks stuck, reach @xswap_to on Telegram with the transaction ID in your first message.
