Swap DOT to XLM in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XLM goes straight to the wallet address you enter.
Enter the amount of Polkadot AssetHub you want to swap in the widget above. It shows an estimate of the Stellar you will receive on the Stellar network at the current floating rate, with the payout network fee already taken into account.
Paste your XLM wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your DOT to the one-time deposit address on the Polkadot Asset Hub network. Once the deposit confirms, the swap runs automatically and the XLM is sent to your wallet. The order page shows every stage.
Swapping Polkadot AssetHub (DOT) for Stellar (XLM) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XLM goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Polkadot AssetHub deposit confirms on Polkadot Asset Hub. The payout is sent on Stellar, so check that your Stellar address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 DOT
≈
5.7686923 XLM
At the latest hourly update, 1 DOT converts to about 5.7686923 XLM. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 DOT is worth about $0.5841 and 1 XLM about $0.000897, so 1 DOT converts to roughly 5.768692 XLM. These figures move with the market, and the widget shows the live estimate before you confirm.
In this exchange you deposit DOT, the BEP-20 token on BNB Smart Chain, and receive Stellar Lumens (XLM) on the Stellar network at an address you hold. No profile is created. A typical reason to convert DOT to XLM is payments: Stellar settles transfers in seconds for very low fees, and many remittance apps and anchors that move money between currencies are built on it.
Your DOT on this page is a pegged token that mirrors Polkadot's DOT on BNB Smart Chain, so it moves from a 0x address and needs BNB for gas. XLM is the native asset of Stellar, which reaches agreement through the Stellar Consensus Protocol rather than mining. Moving from BSC to Stellar makes this a cross-chain swap. The payout needs a Stellar public key starting with G, and some receiving addresses also need a memo.
Prior to sending, you see a floating-rate estimate of the XLM you will get, already net of the Stellar payout fee. Should the market shift while your DOT deposit is confirming, the final XLM can differ slightly from that estimate. Stellar closes a ledger every few seconds, so most of the wait is the BSC confirmation and the exchange step. The order page lists the status and gives a transaction ID that you can search on a Stellar explorer.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Polkadot AssetHub (DOT) | Stellar (XLM) |
| Network | Polkadot Asset Hub | Stellar |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: Polkadot Asset Hub to Stellar | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.1953901 DOT | |
| Account / ID | Not needed to start a swap | |
You need one when the payout goes to an exchange, because exchanges often share one Stellar address across customers and sort deposits by memo. A personal Stellar wallet you control usually does not need it. Missing a required memo can leave your XLM unassigned at the exchange until their support sorts it out.
A Stellar public address starts with the letter G and is 56 characters long. It looks nothing like the 0x address you use for BEP-20 DOT on BNB Smart Chain. Paste it from your wallet and compare the first and last characters before you confirm.
Stellar requires every account to hold a minimum XLM reserve before it exists on the ledger. A new address becomes active when its first payment covers that reserve, and the reserved part cannot be spent while the account stays open. Most swaps clear this easily, but very small amounts are worth checking.
This page accepts only the BEP-20 DOT token on BNB Smart Chain. If your DOT sits on Polkadot itself, pick the Polkadot AssetHub option in the selector, which handles native DOT deposits. The two are separate listings with different deposit addresses.
Most of the time goes into confirming your DOT deposit on BNB Smart Chain and into the exchange step. Once the payout is broadcast, Stellar includes it in one of its next ledgers. Congestion on BSC can stretch the first stage.
Not final: the figure is an estimate, since the rate floats with the market until your deposit confirms. A small move in DOT or XLM can change the result slightly in either direction. The Stellar network fee for sending your payout is already deducted from the number shown.
