Swap XLM to DOT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the DOT goes straight to the wallet address you enter.
Enter the amount of Stellar you want to swap in the widget above. It shows an estimate of the Polkadot AssetHub you will receive on the Polkadot Asset Hub network at the current floating rate, with the payout network fee already taken into account.
Paste your DOT (Polkadot Asset Hub) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XLM to the one-time deposit address on the Stellar network. Once the deposit confirms, the swap runs automatically and the DOT is sent to your wallet. The order page shows every stage.
Swapping Stellar (XLM) for Polkadot AssetHub (DOT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the DOT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Stellar deposit confirms on Stellar. The payout is sent on Polkadot Asset Hub, so check that your Polkadot AssetHub address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XLM
≈
0.1673015 DOT
At the latest hourly update, 1 XLM converts to about 0.1673015 DOT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 XLM is worth about $0.000897 and 1 DOT about $0.5841, so 1 XLM converts to roughly 0.167302 DOT. These figures move with the market, and the widget shows the live estimate before you confirm.
This page turns native Stellar lumens (XLM) into DOT that arrives as a BEP-20 token on BNB Smart Chain, not as native Polkadot. Your XLM goes from your Stellar wallet to the deposit address your order generates, and the DOT goes to a 0x address you own, with no signup involved. People pick this route when they want DOT exposure inside an EVM wallet they already use for BNB Smart Chain apps.
The DOT here is a pegged token that tracks Polkadot and lives under contract 0x7083609fce4d1d8dc0c979aab8c869ea2c873402 on BNB Smart Chain. Native DOT on Polkadot Asset Hub is a separate option in the selector. XLM is Stellar's own coin, so sending it costs only a small Stellar fee. With nothing shared between Stellar and BNB Smart Chain, this counts as a cross-chain swap. The payout needs a 0x address and no memo, while the XLM deposit may carry one. Moving the token later costs gas in BNB.
Enter an amount to convert XLM to DOT and the widget estimates your payout at the current floating rate, already net of the BNB Smart Chain fee for sending the token. Treat that number as an estimate: a market move before your lumens confirm can nudge it up or down. Stellar ledgers close in seconds and BNB Smart Chain blocks are quick too, so neither network usually adds a long wait. Keep the order page open, or find it later under Track Order.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Stellar (XLM) | Polkadot AssetHub (DOT) |
| Network | Stellar | Polkadot Asset Hub |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: Stellar to Polkadot Asset Hub | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0218479 XLM | |
| Account / ID | Not needed to start a swap | |
It is a BEP-20 token on BNB Smart Chain that is pegged to DOT, not the native coin on Polkadot. It tracks DOT's value and works with BNB Smart Chain wallets and apps. If you need native DOT, pick the Polkadot AssetHub option in the coin selector instead.
No, the payout goes out on BNB Smart Chain, so it needs a 0x address from an EVM wallet. A Polkadot address belongs to a different network and cannot hold this token. Sending to the wrong format risks losing the coins, because blockchain transfers cannot be reversed.
Receiving it costs you no BNB, because the payout fee is covered inside the estimate. You will need some BNB later to pay gas when you send, sell or use the DOT token. Many people top up a small BNB balance in the same wallet ahead of time.
Your Stellar wallet has a memo field on its send screen, and the memo from the order page goes there. Copy it character for character. If you withdraw from an exchange, look for a box labelled memo or tag on the withdrawal form. Without it, the deposit may not be matched to your order and support will have to trace it by transaction ID.
Your DOT amount follows the floating rate until the deposit confirms and the exchange runs. Small moves in either direction change the payout slightly. The quote you saw had already subtracted the BNB Smart Chain network fee, so that cost will not appear as a surprise later.
Every swap gets an order page with live status, from waiting for deposit through confirming, exchanging, sending and finished. Recent orders are stored in your browser and listed on the Track Order page. If something looks stuck, contact @xswap_to on Telegram and include the transaction ID.
