Swap DOT to XRP in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XRP goes straight to the wallet address you enter.
Enter the amount of Polkadot AssetHub you want to swap in the widget above. It shows an estimate of the XRP you will receive on the XRP Ledger network at the current floating rate, with the payout network fee already taken into account.
Paste your XRP wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your DOT to the one-time deposit address on the Polkadot Asset Hub network. Once the deposit confirms, the swap runs automatically and the XRP is sent to your wallet. The order page shows every stage.
Swapping Polkadot AssetHub (DOT) for XRP (XRP) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XRP goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Polkadot AssetHub deposit confirms on Polkadot Asset Hub. The payout is sent on XRP Ledger, so check that your XRP address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 DOT
≈
0.720126 XRP
At the latest hourly update, 1 DOT converts to about 0.720126 XRP. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 DOT is worth about $0.5841 and 1 XRP about $1.10, so 1 DOT converts to roughly 0.720126 XRP. These figures move with the market, and the widget shows the live estimate before you confirm.
With this pair you send DOT on BNB Smart Chain, where it exists as a BEP-20 token, and receive XRP on the XRP Ledger at your own r-address. No account is opened for you. A frequent reason to exchange DOT for XRP is to fund an XRP Ledger wallet for quick, low-cost transfers, such as moving value to an exchange or across borders where XRP is widely supported.
The DOT you deposit is a BEP-20 token pegged to Polkadot's DOT, kept at a 0x address and sent with BNB covering gas, so do not confuse it with native DOT, which has its own listing. XRP is the native asset of the XRP Ledger, a network that confirms transactions through consensus among validators rather than mining. This cross-chain swap pays out to an address that starts with r, and a destination tag may be needed.
The DOT to XRP exchange rate in the widget is a floating estimate, and the XRP Ledger fee for the payout is deducted before you see it. Price movement while your BSC deposit gathers confirmations can change the final XRP slightly. Because the XRP Ledger closes ledgers every few seconds, the wait mostly sits on the BNB Smart Chain side and in the exchange step. Your order page records each status change and the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Polkadot AssetHub (DOT) | XRP |
| Network | Polkadot Asset Hub | XRP Ledger |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: Polkadot Asset Hub to XRP Ledger | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0630737 DOT | |
| Account / ID | Not needed to start a swap | |
You need it when the r-address belongs to an exchange or another custodial service, since they identify customers by tag. A personal XRP Ledger wallet does not need one. Sending to an exchange without the right tag can leave your XRP unassigned, and only the exchange can fix that.
Ripple is the company associated with XRP, and the exchange's listing uses that name. The asset you receive is XRP, the native coin of the XRP Ledger. The selector also lists a BEP-20 XRP token on BNB Smart Chain, which is a different payout option.
The XRP Ledger requires each account to hold a minimum reserve of XRP, and an address does not exist on the ledger until a payment covers it. If you are receiving into a fresh wallet, the payout has to be large enough to activate it. The reserved XRP stays locked while the account exists.
This pair accepts DOT as a BEP-20 token on BNB Smart Chain, contract 0x7083609fce4d1d8dc0c979aab8c869ea2c873402. You send it from a 0x wallet and pay gas in BNB. Native DOT on Polkadot is a separate listing called Polkadot AssetHub.
After you create the swap, the order page shows live status: waiting for deposit, confirming, exchanging, sending and finished. It also gives a transaction ID you can check on an XRP Ledger explorer once the payout goes out. Recent orders are saved in your browser on the Track Order page.
It can be slightly lower or higher, because the rate floats until your deposit confirms on BNB Smart Chain. The estimate already accounts for the exchange margin and the XRP Ledger payout fee. Larger market swings during the confirmation window move the result more.
