Swap XRP to DOT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the DOT goes straight to the wallet address you enter.
Enter the amount of XRP you want to swap in the widget above. It shows an estimate of the Polkadot AssetHub you will receive on the Polkadot Asset Hub network at the current floating rate, with the payout network fee already taken into account.
Paste your DOT (Polkadot Asset Hub) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XRP to the one-time deposit address on the XRP Ledger network. Once the deposit confirms, the swap runs automatically and the DOT is sent to your wallet. The order page shows every stage.
Swapping XRP (XRP) for Polkadot AssetHub (DOT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the DOT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your XRP deposit confirms on XRP Ledger. The payout is sent on Polkadot Asset Hub, so check that your Polkadot AssetHub address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XRP
≈
1.325551 DOT
At the latest hourly update, 1 XRP converts to about 1.325551 DOT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 XRP is worth about $1.10 and 1 DOT about $0.5841, so 1 XRP converts to roughly 1.325551 DOT. These figures move with the market, and the widget shows the live estimate before you confirm.
Your XRP from the XRP Ledger becomes DOT in this swap, issued as a BEP-20 token on BNB Smart Chain. The payout goes to a 0x address you hold, and nothing requires an account. People pick this route when they want to hold DOT inside the BNB Smart Chain ecosystem, for example to keep it in the same EVM wallet as their other BSC tokens, without setting up a Polkadot wallet.
Two address formats meet in this swap. XRP moves between XRP Ledger addresses that start with r. The DOT here is a pegged token on BNB Smart Chain (contract 0x7083609fce4d1d8dc0c979aab8c869ea2c873402) that tracks DOT, not native DOT on Polkadot. Because the two assets sit on different chains, the trade is cross-chain. Your receiving address is a standard BNB Smart Chain 0x address with no memo, and any later transfer of the token costs gas in BNB.
The XRP to DOT exchange runs on a floating rate. The widget estimate already subtracts the BNB Smart Chain network fee for the payout, and the delivered amount can drift a little if prices move before your deposit confirms. The XRP Ledger settles in seconds and BNB Smart Chain produces blocks quickly, so the confirmation stages are usually short. Your order page tracks every step and lists the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | XRP | Polkadot AssetHub (DOT) |
| Network | XRP Ledger | Polkadot Asset Hub |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: XRP Ledger to Polkadot Asset Hub | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.002778 XRP | |
| Account / ID | Not needed to start a swap | |
It is a BEP-20 token on BNB Smart Chain that tracks DOT, not the native coin of the Polkadot network. You cannot use it on Polkadot itself or send it to a Polkadot account. If you need native DOT, choose the Polkadot AssetHub option in the coin selector.
Use a BNB Smart Chain address: 0x followed by 40 hexadecimal characters. Any EVM wallet with BNB Smart Chain added can show one. If the balance does not appear after the payout, add the token contract 0x7083609fce4d1d8dc0c979aab8c869ea2c873402 to the wallet.
You need no BNB to receive it, because the payout network fee is already deducted from your DOT. BNB comes into play later, as gas, when you want to send or trade the token from your own wallet.
This pair takes only native XRP on the XRP Ledger, and the BEP-20 XRP token is a separate listing in the selector. Sending the wrong version can lose the funds, so pick the XRP option that matches what your wallet holds.
Timing depends on your XRP deposit confirming and on the BNB Smart Chain payout. Both chains confirm quickly, so the exchange step and available liquidity often matter more than block times. Busy markets or a rare compliance check can add time.
Message @xswap_to on Telegram and quote the transaction ID shown on your order page. Keep your XRP transaction hash at hand too, since it shows the deposit reached the ledger. A team member then reviews your order.
