Swap TON to USDC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDC goes straight to the wallet address you enter.
Enter the amount of Gram (ex Ton/TonCoin) you want to swap in the widget above. It shows an estimate of the USD Coin you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDC (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your TON to the one-time deposit address on the TON network. Once the deposit confirms, the swap runs automatically and the USDC is sent to your wallet. The order page shows every stage.
Swapping Gram (ex Ton/TonCoin) (TON) for USD Coin (USDC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Gram (ex Ton/TonCoin) deposit confirms on TON. The payout is sent on Ethereum, so check that your USD Coin address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 TON
≈
0.761619 USDC
At the latest hourly update, 1 TON converts to about 0.761619 USDC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:52 UTC, 1 TON is worth about $0.9631 and 1 USDC about $1.00, so 1 TON converts to roughly 0.761619 USDC. These figures move with the market, and the widget shows the live estimate before you confirm.
This page turns Gram (formerly Toncoin) sent on the TON network into USD Coin (USDC), paid out as an ERC-20 token to your Ethereum address. There is no account involved. A common motive to convert TON to USDC is holding a dollar-pegged balance on Ethereum, for example to settle an invoice quoted in dollars or to use an Ethereum app that takes USDC.
USDC is a stablecoin issued by Circle, and the default version here is the ERC-20 contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 on Ethereum. Gram is the native coin of TON, renamed from Toncoin on June 15, 2026. Since TON and Ethereum are separate chains, this is a cross-chain swap. Your payout needs a 0x Ethereum address and no memo, and moving the USDC afterwards costs gas paid in ETH.
Rates float. The widget estimate for the TON to USDC exchange already subtracts the Ethereum gas for sending your payout, and the final amount can drift slightly if the market moves before your TON deposit confirms. After that, the clock is set by TON confirmations and by Ethereum, which produces a block every 12 seconds. Track it all from the order page, which also gives you the transaction ID to look up on Etherscan.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Gram (ex Ton/TonCoin) (TON) | USD Coin (USDC) |
| Network | TON | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xA0b869…06eB48 |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: TON to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.7646876 TON | |
| Account / ID | Not needed to start a swap | |
By default the USDC payout is an ERC-20 token on Ethereum, from Circle's contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. Other choices in the coin selector include USDC on Solana, BNB Smart Chain, Base, Arbitrum One, Polygon and several other networks. Whatever you pick, the payout address must belong to that same network.
No ETH is needed to receive it, because the payout gas is paid when sending and is already deducted in the estimate. You will need ETH later to send or use that USDC, since every ERC-20 transfer pays gas in ETH. If that is a problem, choose a network where you already hold gas.
USDC is designed to hold a one-to-one dollar value, and Circle says each token is backed by cash and short-term US government securities. A peg is a target, not a promise, and USDC briefly traded below a dollar in March 2023. Treat it as a stablecoin, not as a bank deposit.
Open the order page, copy the payout transaction ID and search it on Etherscan or another Ethereum block explorer. Confirm the token contract matches Circle's USDC address listed above. If your wallet does not show the balance, add the USDC token to its asset list.
Contact support on Telegram at @xswap_to right away and send the transaction ID of your TON transfer plus your order details. A missing memo can stop the deposit from being matched to your order, so it needs manual review. Recovery is handled case by case and cannot be promised.
The estimate uses a floating rate that tracks the TON price until your deposit is confirmed. If Gram moves in that window, the USDC amount moves with it. Fees are not the cause, since the exchange margin and Ethereum payout gas are already included in the number shown.
