Swap USDC to XDC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XDC goes straight to the wallet address you enter.
Enter the amount of USD Coin you want to swap in the widget above. It shows an estimate of the XDC Network you will receive on the XDC Network network at the current floating rate, with the payout network fee already taken into account.
Paste your XDC wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDC to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the XDC is sent to your wallet. The order page shows every stage.
Swapping USD Coin (USDC) for XDC Network (XDC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XDC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your USD Coin deposit confirms on Ethereum. The payout is sent on XDC Network, so check that your XDC Network address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDC
≈
4.6692691 XDC
At the latest hourly update, 1 USDC converts to about 4.6692691 XDC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
Approximate exchange rates between these assets, refreshed hourly
Here you deposit USD Coin (USDC) as an ERC-20 token on Ethereum and receive XDC, the native coin of XDC Network, at a wallet address you own. There is no account to open. A common reason to convert USDC to XDC is to fund a wallet for the trade-finance and tokenization apps built on that chain, since XDC is what pays transaction fees there.
Circle's USDC is a dollar-pegged stablecoin, while XDC Network is an EVM-compatible blockchain secured by a delegated proof-of-stake design called XDPoS. Because the coins live on separate chains, this pair is a cross-chain swap: Ethereum handles the deposit and XDC Network handles the payout. Wallets often display XDC addresses with an xdc prefix in place of 0x. No memo is needed, but sending USDC still costs ETH gas on Ethereum.
Before you send anything, the widget gives a floating-rate estimate of the XDC you will get, with the margin and the XDC Network payout fee already subtracted. If the XDC price moves while your Ethereum deposit is confirming, the final amount can shift a little. Most of the wait comes from that Ethereum confirmation, because XDC Network produces blocks quickly. The order page tracks each step and gives you a transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | USD Coin (USDC) | XDC Network (XDC) |
| Network | Ethereum | XDC Network |
| Type | ERC-20 token | Native coin |
| Contract | 0xA0b869…06eB48 |
- |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Ethereum to XDC Network | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 1.878005 USDC | |
| Account / ID | Not needed to start a swap | |
You need an address on XDC Network itself. Many XDC wallets show it with an xdc prefix, while EVM wallets that have XDC Network added show the same account starting with 0x. Copy it from the wallet that will hold the coins and double-check the first and last characters.
No, on this page XDC is the native coin of XDC Network, a separate EVM-compatible blockchain. It is not delivered as an ERC-20 token, so your wallet has to be connected to XDC Network to see the coins. That is why the USDC to XDC exchange counts as cross-chain.
You do. USDC on Ethereum is an ERC-20 token, and each transfer pays gas in ETH from the same wallet. If Ethereum gas is high, sending USDC from a cheaper network like Polygon or Base through the selector is an option.
Timing mostly depends on how fast your Ethereum deposit gets confirmed, and Ethereum adds a new block every 12 seconds. After that the exchange runs and the XDC payout goes out on XDC Network. Busy networks or an automated compliance check can add time, and the order page shows the live status.
XDC is not a stablecoin, so its price can move between the moment you create the order and the moment your deposit confirms. The rate is floating, so the final payout follows the market at that point. The XDC Network fee for the payout was already deducted in the estimate.
Look at the order page first, since it shows whether the swap is still confirming, exchanging or already sent. Once it reads finished, search the payout transaction ID on an XDC Network block explorer. If something looks wrong, message support on Telegram @xswap_to with that ID.
