Swap XRP to BCH in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BCH goes straight to the wallet address you enter.
Enter the amount of XRP you want to swap in the widget above. It shows an estimate of the Bitcoin Cash you will receive on the Bitcoin Cash network at the current floating rate, with the payout network fee already taken into account.
Paste your BCH wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XRP to the one-time deposit address on the XRP Ledger network. Once the deposit confirms, the swap runs automatically and the BCH is sent to your wallet. The order page shows every stage.
Swapping XRP (XRP) for Bitcoin Cash (BCH) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BCH goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your XRP deposit confirms on XRP Ledger. The payout is sent on Bitcoin Cash, so check that your Bitcoin Cash address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XRP
≈
0.0045198 BCH
At the latest hourly update, 1 XRP converts to about 0.0045198 BCH. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 XRP is worth about $1.10 and 1 BCH about $276.96, so 1 XRP converts to roughly 0.00452 BCH. These figures move with the market, and the widget shows the live estimate before you confirm.
With this pair you move XRP off the XRP Ledger and get Bitcoin Cash (BCH) on its own blockchain, delivered to the BCH address you enter. No email or sign-up is needed. A typical case is a merchant or freelancer who is paid in XRP but wants BCH for everyday spending, since Bitcoin Cash was built with larger blocks to keep on-chain transfer fees low.
Bitcoin Cash split from Bitcoin in 2017 to raise the block size limit, and it still uses proof-of-work mining with a target of one block about every 10 minutes. XRP, by contrast, settles on the XRP Ledger through validator consensus within seconds. These are unrelated chains, which makes this a cross-chain swap. BCH addresses usually use the CashAddr format starting with bitcoincash:q, or just q, and BCH needs no memo. A BEP-20 Bitcoin Cash token also exists; this page pays native BCH.
Your estimate is calculated on a floating rate, and the BCH network fee for the payout plus the exchange margin are already deducted from it. Should the market move while your XRP deposit is confirming, the final amount can differ slightly from what you saw. The XRP side confirms fast, so the main variable is the Bitcoin Cash payout, which depends on when the next block is mined. The order page reports each status change and gives you the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | XRP | Bitcoin Cash (BCH) |
| Network | XRP Ledger | Bitcoin Cash |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: XRP Ledger to Bitcoin Cash | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.046727 XRP | |
| Account / ID | Not needed to start a swap | |
CashAddr is the standard. It starts with bitcoincash:q, and many wallets show it without the prefix, beginning with q. Some wallets still accept the older legacy format that starts with 1, but CashAddr makes it harder to confuse a BCH address with a Bitcoin one.
You should not. Bitcoin and Bitcoin Cash are separate chains, and a bc1 Bitcoin address is not valid on Bitcoin Cash. Even a legacy address that looks valid on both should only be used if the wallet behind it supports BCH, because coins sent to a wallet that ignores BCH are hard to recover.
Your XRP may arrive but not be matched to your order, which stalls the swap. XRP Ledger transfers cannot be reversed, so the fix goes through support. Message @xswap_to on Telegram with the transaction ID and your order details.
It depends mostly on Bitcoin Cash blocks, which are mined about every 10 minutes on average. Your XRP deposit confirms within seconds, then the exchange runs and the BCH payout waits for the next block. Busy periods or thin liquidity can add time, and the order page shows live status.
It does. The estimate in the widget subtracts the Bitcoin Cash fee for sending your coins along with the exchange margin. You still pay the small XRP Ledger fee for your own deposit transaction from your wallet.
No, there are no account balances here. Your XRP goes to a one-time deposit address created for that order, and the BCH is sent straight to the address you entered. xswap.to never asks for your private keys or seed phrase.
