Swap XRP to BNB in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BNB goes straight to the wallet address you enter.
Enter the amount of XRP you want to swap in the widget above. It shows an estimate of the BNB you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your BNB (BNB Smart Chain) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XRP to the one-time deposit address on the XRP Ledger network. Once the deposit confirms, the swap runs automatically and the BNB is sent to your wallet. The order page shows every stage.
Swapping XRP (XRP) for BNB (BNB) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BNB goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your XRP deposit confirms on XRP Ledger. The payout is sent on BNB Smart Chain, so check that your BNB address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XRP
≈
0.0018029 BNB
At the latest hourly update, 1 XRP converts to about 0.0018029 BNB. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:54 UTC, 1 XRP is worth about $1.10 and 1 BNB about $700.90, so 1 XRP converts to roughly 0.001803 BNB. These figures move with the market, and the widget shows the live estimate before you confirm.
XRP sent from the XRP Ledger comes back here as BNB, the native coin that pays gas on BNB Smart Chain, at the 0x address you choose. There is no login and nothing to register. Many people swap XRP to BNB because they want to use BEP-20 tokens or apps on BNB Smart Chain, and every transaction there needs a little BNB for gas before anything else can move. Receiving BNB itself solves that first step.
BNB Smart Chain is an EVM-compatible network run on proof of staked authority, so its addresses look like Ethereum ones: 0x followed by 40 hexadecimal characters. XRP lives on the XRP Ledger, where accounts begin with r and validators confirm ledgers without mining. This is a cross-chain swap between those two networks, and the BNB payout needs no memo. opBNB, a separate layer-2 network, has its own listing, and old bnb1 addresses from the retired BNB Beacon Chain cannot receive this payout.
The widget gives a floating-rate estimate of the BNB you will receive, with the margin and the BNB Smart Chain gas for the payout already subtracted. Should prices move before your XRP deposit confirms, the result can land a little above or below that estimate. Both chains confirm quickly, so timing usually comes down to your deposit being detected and current liquidity. Follow the stages on the order page, which also links the BNB payout to a block explorer once it is sent.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | XRP | BNB |
| Network | XRP Ledger | BNB Smart Chain |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: XRP Ledger to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.032214 XRP | |
| Account / ID | Not needed to start a swap | |
Enter a BNB Smart Chain address, which starts with 0x and uses the same format as an Ethereum address. Make sure your wallet is set to BNB Smart Chain so the coins show up there. Addresses beginning with bnb1 came from the retired BNB Beacon Chain and should not be used.
It is the same coin on a different network. This page pays BNB on BNB Smart Chain, the main chain. opBNB is a layer-2 network listed separately in the coin selector, so choose it there if you want your BNB on opBNB.
It will not, because the deposit side here is native XRP on the XRP Ledger. A BEP-20 version of XRP exists on BNB Smart Chain and has its own listing in the selector. The deposit address only accepts XRP on the network shown on the order page.
You will, since the coin you receive is BNB itself, the gas coin of BNB Smart Chain. Once it arrives you can pay for BEP-20 token transfers and app interactions from that wallet. The gas for the payout transaction is already deducted in the estimate.
Because the rate floats, the XRP to BNB price used for your order is set when the exchange happens, not when you first see the quote. If the market moves while your XRP deposit confirms, the BNB figure moves with it. Fees were already taken into account in the estimate.
A one-time address ties your deposit to a single order, and xswap.to never asks for keys or seed phrases. What it cannot do is fix a wrong input. Check the tag on the order page and your 0x payout address, because XRP Ledger and BNB Smart Chain transfers cannot be reversed.
