Swap BNB to XRP in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the XRP goes straight to the wallet address you enter.
Enter the amount of BNB you want to swap in the widget above. It shows an estimate of the XRP you will receive on the XRP Ledger network at the current floating rate, with the payout network fee already taken into account.
Paste your XRP wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BNB to the one-time deposit address on the BNB Smart Chain network. Once the deposit confirms, the swap runs automatically and the XRP is sent to your wallet. The order page shows every stage.
Swapping BNB (BNB) for XRP (XRP) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the XRP goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your BNB deposit confirms on BNB Smart Chain. The payout is sent on XRP Ledger, so check that your XRP address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BNB
≈
536.203629 XRP
At the latest hourly update, 1 BNB converts to about 536.203629 XRP. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:54 UTC, 1 BNB is worth about $700.90 and 1 XRP about $1.10, so 1 BNB converts to roughly 536.203629 XRP. These figures move with the market, and the widget shows the live estimate before you confirm.
Pay in BNB on BNB Smart Chain and the XRP comes back on the XRP Ledger, sent to whatever address you type in, with no profile to create. Traders often convert BNB to XRP to hold a coin built for quick cross-border settlement, or to load an exchange account that only takes native XRP deposits. Pick the receiving network carefully: the selector also lists a BEP-20 XRP token on BSC, but this page pays native XRP.
Your BNB moves as a normal native transfer from a 0x address on BNB Smart Chain, where it is also the coin that pays gas. XRP is the built-in currency of the XRP Ledger, which confirms transactions through a consensus protocol among validators rather than mining. The coins live on unrelated ledgers, so the swap crosses chains. XRP Ledger addresses begin with r, and many exchange deposit addresses need a destination tag, which you enter in the widget next to the address.
Your quote floats with the market and arrives with the exchange margin and the XRP Ledger payout fee already subtracted. A move in BNB before the deposit confirms can nudge the final XRP figure. The BNB confirmations account for most of the wait, as the XRP Ledger closes a new ledger every few seconds. A fresh XRP address also has to receive at least the base reserve before the ledger activates it. Follow the order page for live status.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | BNB | XRP |
| Network | BNB Smart Chain | XRP Ledger |
| Type | Native coin | Native coin |
| Memo / tag | Not needed | Required with your address |
| Route | Cross-chain: BNB Smart Chain to XRP Ledger | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0001406 BNB | |
| Account / ID | Not needed to start a swap | |
It almost always does, because exchanges share one r-address among many customers and the tag tells them whose XRP arrived. Personal self-custody wallets usually need no tag. Without a required tag, the exchange may be unable to match the payment to your account.
This page pays native XRP on the XRP Ledger. A BEP-20 version of XRP on BNB Smart Chain is listed separately in the coin selector, and it is a different asset that needs a 0x address. Check the network label before you create the order.
The XRP Ledger only creates an account when it receives at least the base reserve, a minimum amount of XRP that stays locked in the account. If your payout is smaller than that, a fresh address cannot be funded. Use an address that is already active or swap a larger amount.
The BNB deposit and its confirmations usually take longest, followed by the exchange step itself. The XRP Ledger settles payments within seconds once the payout is sent, so the last step is short. The order page shows which stage your swap is in.
It can, by a small margin. xswap.to uses floating rates, so if BNB or XRP moves before your deposit confirms, the payout follows the market. The quote already accounts for the exchange margin and the XRP Ledger network fee.
Message @xswap_to on Telegram and include the transaction ID from your order page. If the XRP reached an exchange without the right destination tag, that exchange's support also needs the ID to credit it. Transfers on both chains cannot be reversed, so each case is handled individually.
