Swap ZEC to USDT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDT goes straight to the wallet address you enter.
Enter the amount of Zcash you want to swap in the widget above. It shows an estimate of the Tether (ERC20) you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDT wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your ZEC to the one-time deposit address on the Zcash network. Once the deposit confirms, the swap runs automatically and the USDT is sent to your wallet. The order page shows every stage.
Swapping Zcash (ZEC) for Tether (ERC20) (USDT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Zcash deposit confirms on Zcash. The payout is sent on Ethereum, so check that your Tether (ERC20) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 ZEC
≈
1301.57156 USDT
At the latest hourly update, 1 ZEC converts to about 1301.57156 USDT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 ZEC is worth about $1,281.11 and 1 USDT about $1.00, so 1 ZEC converts to roughly 1301.57156 USDT. These figures move with the market, and the widget shows the live estimate before you confirm.
Turning Zcash (ZEC) into Tether (USDT) moves your balance out of a volatile coin and into a dollar-pegged token. With this pair you send ZEC on the Zcash network and receive USDT as an ERC-20 token at your Ethereum address. You do not sign up or verify an email. People often convert ZEC to USDT to hold a steady value between trades or to pay someone who asked for stablecoins.
USDT is a stablecoin issued by Tether and pegged to the US dollar. The version on this page is the ERC-20 token at contract 0xdAC17F958D2ee523a2206206994597C13D831ec7 on Ethereum, so the payout needs a 0x address and no memo. TRC-20 on TRON is the most used alternative, and BEP-20, Solana, Polygon, Arbitrum and TON versions are listed too. Zcash is a separate proof-of-work chain with optional shielded payments, which makes this a cross-chain swap.
Before you send, the widget shows a floating-rate estimate of the USDT you will receive. Ethereum gas for the ERC-20 payout and the exchange margin are taken out of that estimate already. If the ZEC price moves while your deposit confirms, the USDT figure can come in slightly higher or lower. Deposit timing follows Zcash's target of a block about every 75 seconds. The order page lists each status and the transaction ID for Etherscan.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Zcash (ZEC) | Tether (ERC20) (USDT) |
| Network | Zcash | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xdAC17F…831ec7 |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Zcash to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0226941 ZEC | |
| Account / ID | Not needed to start a swap | |
The default here is ERC-20 USDT on Ethereum, sent to the 0x address you enter. The coin selector also lists USDT on TRON, BNB Smart Chain, Solana, Polygon, Arbitrum One, Avalanche C-Chain, TON, Celo and Aptos. Pick the network before you create the order.
Yes, by choosing Tether (TRC20) as the receive coin in the selector. TRC-20 USDT goes to a TRON address starting with T, which is a different format from the 0x address used here. Many people pick TRON because moving USDT there later tends to cost less.
You need none to receive it, because the payout gas is deducted inside the estimate. To send that USDT anywhere afterwards, your wallet must hold some ETH for gas. Without ETH, the tokens sit in your address until you add some.
USDT is designed to track the US dollar, and Tether issues and redeems it against reserves it reports. The peg has held close for most of its history, but no stablecoin is risk free. This swap only delivers the token, so the peg itself is outside xswap.to's control.
It should be close, though not always identical. The rate floats, so ZEC price movement before your deposit confirms can shift the result a little in either direction. Fees for the payout are already in the estimate and are not charged again.
Look up your ZEC transaction in a Zcash block explorer to see whether it has confirmations yet. The order page updates once the deposit is detected and confirmed. If it stays stuck after the deposit is confirmed, contact support on Telegram at @xswap_to with your transaction ID.
