Swap BNB to USDT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDT goes straight to the wallet address you enter.
Enter the amount of BNB you want to swap in the widget above. It shows an estimate of the Tether (ERC20) you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDT wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BNB to the one-time deposit address on the BNB Smart Chain network. Once the deposit confirms, the swap runs automatically and the USDT is sent to your wallet. The order page shows every stage.
Swapping BNB (BNB) for Tether (ERC20) (USDT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your BNB deposit confirms on BNB Smart Chain. The payout is sent on Ethereum, so check that your Tether (ERC20) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BNB
≈
702.578035 USDT
At the latest hourly update, 1 BNB converts to about 702.578035 USDT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 BNB is worth about $700.90 and 1 USDT about $1.00, so 1 BNB converts to roughly 702.578035 USDT. These figures move with the market, and the widget shows the live estimate before you confirm.
Send BNB from BNB Smart Chain, receive Tether (USDT) as an ERC-20 token on Ethereum at your own wallet address, and skip the account entirely. People usually make this BNB to USDT exchange to park value in a dollar-pegged stablecoin after a move in BNB, or to fund an Ethereum app, payroll wallet or exchange account that expects ERC-20 USDT. The page defaults to that Ethereum version, so check the network before you confirm.
BNB pays for gas on BNB Smart Chain, an EVM network, and leaves your wallet as a plain native transfer. USDT is a stablecoin issued by Tether and pegged to the US dollar; the ERC-20 version uses contract 0xdAC17F958D2ee523a2206206994597C13D831ec7. Since the two chains differ, this is a cross-chain swap, yet both use the same 0x address format, so the widget cannot tell an Ethereum address from a BSC one. No memo is needed for the payout.
Ahead of any transfer, the widget shows a floating-rate estimate with the exchange margin and the cost of the ERC-20 payout on Ethereum already taken out. A move in BNB before your deposit confirms can shift the final USDT amount a little. Timing depends on confirmations on BNB Smart Chain, which has short block times, and on Ethereum, which adds a block every 12 seconds but can queue transactions when gas demand spikes. Your order page shows each stage and the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | BNB | Tether (ERC20) (USDT) |
| Network | BNB Smart Chain | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xdAC17F…831ec7 |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: BNB Smart Chain to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0012627 BNB | |
| Account / ID | Not needed to start a swap | |
By default it arrives as an ERC-20 token on Ethereum. The coin selector also lists USDT on TRON (TRC-20), BNB Smart Chain (BEP-20), Solana, Polygon, Arbitrum, TON and a few others. The network you pick there decides which address you need and which chain the payout uses.
You can, by choosing the BEP-20 version of USDT in the coin selector before creating the order. Your BNB and the USDT would then sit on the same chain, and moving that USDT later costs gas in BNB rather than ETH. The order page always names the payout network.
Not for the payout itself, since the Ethereum fee for sending it is built into your estimate. You will need ETH on that address later to send or swap the USDT, since every ERC-20 transfer pays its gas in ETH.
Because the rate floats until your BNB deposit confirms, a dip in BNB against the dollar during that window lowers the payout a little, and a rise lifts it. The estimate you saw already had the exchange margin and the Ethereum network fee built in.
No ID, email or account is requested to start a swap. The one exception is rare: an automated anti-money-laundering check run by a partner may hold a flagged transaction and request verification. Otherwise the order runs from deposit to payout without any sign-up.
Look at the order page, or find it on the Track Order page, to see whether the status still says waiting for deposit. Look up your transaction on a BNB Smart Chain block explorer to confirm it reached the right address on BSC. If it did and nothing moves, message @xswap_to on Telegram with the transaction ID.
