Swap USDT to BNB in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BNB goes straight to the wallet address you enter.
Enter the amount of Tether (ERC20) you want to swap in the widget above. It shows an estimate of the BNB you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your BNB (BNB Smart Chain) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDT to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the BNB is sent to your wallet. The order page shows every stage.
Swapping Tether (ERC20) (USDT) for BNB (BNB) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BNB goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Tether (ERC20) deposit confirms on Ethereum. The payout is sent on BNB Smart Chain, so check that your BNB address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDT
≈
0.0000442 BNB
At the latest hourly update, 1 USDT converts to about 0.0000442 BNB. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 USDT is worth about $1.00 and 1 BNB about $700.90, so 1 USDT converts to roughly 0.000044 BNB. These figures move with the market, and the widget shows the live estimate before you confirm.
Ethereum-based Tether (USDT) goes in as an ERC-20 token, and BNB, the native coin of BNB Smart Chain, comes out at a 0x wallet address you control. Nothing asks for an account or an email. Many people swap USDT to BNB for gas: anyone who wants to use BNB Smart Chain apps or move BEP-20 tokens needs some BNB in the wallet first, and stablecoins sitting on Ethereum cannot pay for that.
USDT is a dollar-pegged stablecoin issued by Tether, and the default deposit here is the ERC-20 contract on Ethereum, so sending it costs ETH gas. BNB is the coin that pays transaction fees on BNB Smart Chain, an EVM network. Different chains on each side make this a cross-chain swap. Both chains use the same 0x address format, so the address will not reveal a network mix-up: what counts is that the wallet or exchange behind it accepts BNB on BNB Smart Chain. The BNB payout takes no memo.
Before you send anything, the widget shows a floating-rate estimate of the BNB you will receive, with the BNB Smart Chain network fee already taken out. If the market moves while your USDT deposit is confirming, the final figure can shift slightly. Speed mostly depends on Ethereum confirming the deposit (one block every 12 seconds), and BNB Smart Chain then settles the payout quickly. Your order page tracks each stage and shows the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Tether (ERC20) (USDT) | BNB |
| Network | Ethereum | BNB Smart Chain |
| Type | ERC-20 token | Native coin |
| Contract | 0xdAC17F…831ec7 |
- |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Ethereum to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 2.134343 USDT | |
| Account / ID | Not needed to start a swap | |
By default it is Ethereum, so the deposit address expects ERC-20 USDT from contract 0xdAC17F958D2ee523a2206206994597C13D831ec7. Other USDT versions sit in the coin selector too, including TRON, Solana, BNB Smart Chain, Arbitrum One and Polygon. Whatever you pick, the order page names the network the deposit address accepts, and USDT sent on any other chain can be lost.
Usually you can with a self-custody wallet that supports both EVM networks, because BNB Smart Chain and Ethereum share the 0x address format. The BNB only shows up once the wallet is switched to BNB Smart Chain. Exchange accounts are different, so use the address the exchange gives for BNB on BNB Smart Chain.
It does, because gas for an ERC-20 transfer is paid in ETH, and a wallet holding USDT but no ETH cannot send the deposit. Holders of TRC-20 USDT on TRON can pick that version in the selector and pay the TRON network fee instead.
Not quite: this page pays out native BNB on BNB Smart Chain. opBNB is a separate optimistic rollup with its own listing in the coin selector, and coins sent there do not appear in your BNB Smart Chain balance. Pick the opBNB option only if your wallet is set up for that network.
Your quote floats with the market until the USDT deposit confirms on Ethereum, and a move in either price during that window changes the payout a little in either direction. The BNB Smart Chain network fee was already subtracted in the estimate, so it is not a second deduction.
Not from xswap.to, which asks for no ID, account or email. A rare exception comes from outside: a partner's automated anti-money-laundering screening can pause a flagged transaction and ask for verification. If an order stops moving, message @xswap_to on Telegram with the transaction ID from your order page.
