Swap XMR to DAI in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the DAI goes straight to the wallet address you enter.
Enter the amount of Monero you want to swap in the widget above. It shows an estimate of the Dai you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your DAI (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XMR to the one-time deposit address on the Monero network. Once the deposit confirms, the swap runs automatically and the DAI is sent to your wallet. The order page shows every stage.
Swapping Monero (XMR) for Dai (DAI) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the DAI goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Monero deposit confirms on Monero. The payout is sent on Ethereum, so check that your Dai address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XMR
≈
629.7363026 DAI
At the latest hourly update, 1 XMR converts to about 629.7363026 DAI. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
DAI token contract:
0x6b175474e89094c44da98b954eedeac495271d0f
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 XMR is worth about $632.69 and 1 DAI about $1.00, so 1 XMR converts to roughly 629.736303 DAI. These figures move with the market, and the widget shows the live estimate before you confirm.
Monero (XMR) goes in from your wallet, and Dai (DAI) comes out as an ERC-20 token on Ethereum, delivered to a 0x address you control. No signup or email is required. Holders often swap XMR to DAI to step out of a volatile asset into a dollar-pegged stablecoin while keeping the funds in a self-custody wallet instead of parking them on a centralized exchange.
DAI is a stablecoin that aims to track the US dollar and is backed by overcollateralized positions in its protocol. It comes from the Maker protocol, which rebranded to Sky in 2024 and added a newer stablecoin, USDS, but DAI still exists and is what you receive here. Its Ethereum contract is 0x6b175474e89094c44da98b954eedeac495271d0f. Monero runs on its own private chain, which makes this XMR to DAI trade cross-chain. You need an Ethereum 0x address and no memo, and moving the DAI later costs gas paid in ETH.
Pricing on the XMR to DAI exchange floats, so the widget figure is an estimate. It already accounts for the exchange margin and the Ethereum gas for sending your DAI, which is deducted from the payout. If XMR moves against the dollar before your deposit confirms, the DAI amount moves too. Monero blocks come about every two minutes and Ethereum blocks every 12 seconds. Watch progress and the transaction ID on your order page.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Monero (XMR) | DAI |
| Network | Monero | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0x6b1754…271d0f |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: Monero to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0124912 XMR | |
| Account / ID | Not needed to start a swap | |
No, they are two different stablecoins from the same protocol. Maker rebranded to Sky in 2024 and launched USDS as its newer dollar token, but DAI kept running alongside it. This page pays out DAI, the ERC-20 token at contract 0x6b175474e89094c44da98b954eedeac495271d0f.
You do not need ETH to receive it, because the payout gas is already taken from the DAI amount. You will need ETH later to send, swap or spend that DAI, since every ERC-20 transfer on Ethereum pays gas in ETH. Keeping a small ETH balance in the same wallet avoids getting stuck.
Yes, but through a different coin option. The selector lists DAI on BNB Smart Chain, Polygon, Arbitrum One and OP Mainnet as separate entries. This page only pays on Ethereum mainnet, and a DAI order cannot be switched to another network after you create it.
Not exactly. DAI is designed to stay close to one US dollar, and the protocol's collateral and stability tools are designed to pull it back toward that peg, but the market price can drift slightly above or below. Treat it as a stablecoin with a soft peg, not as cash in a bank.
The rate floats, so your payout follows the XMR price at the time your deposit confirms. A drop in XMR during that wait means fewer DAI. Ethereum gas for sending the token is deducted too, and gas can be higher than usual when the network is busy.
Use the order page that opens after you create the swap. It moves through waiting for deposit, confirming, exchanging, sending and finished, and it shows the transaction ID. Your browser also keeps recent orders on the Track Order page, so you can find it again later.
