How xswap.to works

You pick a pair, enter the amount and your receiving address, and get a one-time deposit address. You send the coins on the network the order shows, and the exchange partner swaps them and sends the payout to your address. The rate floats, so the amount shown is an estimate, with the payout network fee already taken out.

Swap in five steps

1. Pick the pair. Choose the coin you send and the coin you receive. Coins are listed per network, so pick the listing your wallet uses: USDT on TRON (usdttrc20) and USDT on BNB Smart Chain (usdtbsc) are separate choices. The USDT page lists every network.
2. Enter the amount and your address. The form shows the estimated amount you get, with the network fee and deposit fee for that amount. Paste the address that should receive the coins. The address box names the network it expects, for example "Enter TRON wallet address". For XRP, Stellar (XLM), Gram (TON) and other coins that use a memo or tag, a Memo / Tag field appears: enter the one that belongs to your address. Exchange deposit addresses on these networks usually need it.
3. Get a one-time deposit address. Press Exchange Now. The order page opens with the deposit address, its network, the amount to send, a QR code and, for some coins, a deposit memo. The address belongs to this order only.
4. Send the deposit. From your own wallet, send the coin shown on the order, on the network shown, as a plain transfer. Add the deposit memo if the order shows one. You pay your wallet's network fee for this transfer. A deposit that reaches the address through a smart contract, a bridge or a batching wallet, rather than as a plain transfer, can take longer to be credited.
5. Follow the order. The order page updates on its own. It lists your deposit under Incoming Tx Hash and, at the end, the payout under Outgoing Tx Hash. The exchanged coins go to the address you entered.

No account, email or sign-up is needed at any step.

Order statuses in one line each

The order page shows the progress, and Track Order shows each order's status by name. Look there if the order page only says Checking.

• new: the order was just created.
• waiting: the order is waiting for your deposit, and none has been seen yet.
• confirming: the deposit was found and is waiting for network confirmations.
• exchanging: the exchange partner is swapping your coins.
• sending: the payout is on its way to your address.
• finished: the payout was sent. Check your wallet.
• verifying: the exchange partner's AML check paused the swap. Contact support with the transaction ID.
• failed: the swap could not be completed. Contact support with the transaction ID.
• refunded: the swap did not complete and the exchange partner marked the deposit as refunded. Ask support for details with the transaction ID.
• expired: the deposit window for this order closed. Do not send to it; start a new order. If you already sent coins to it, contact support with the transaction ID.

What to do at each stage is in swap statuses explained.

Why the amount you receive can differ

xswap.to offers a floating rate only. The amount in the form is an estimate at the current rate. If the market moves between the moment you create the order and the moment your deposit confirms, the final amount can differ slightly, up or down.

The estimate is for the amount on the order. Send that amount: if a different amount arrives, the payout changes with it. Floating rate explained goes through the details.

Network fees and minimums

The deposit fee comes out of the coins you send, and the payout network fee comes out of the coins you receive. Both are already in the estimate. On top of that you pay your own wallet's network fee (gas) to send the deposit. Sending a token also needs some of that network's own coin for gas: TRX on TRON, ETH on Ethereum, BNB on BNB Smart Chain.

Fees depend on the network. This is the latest check for USDT:

From our weekly check on Nov 7, 2026. Fees are in each coin's own units: the deposit fee comes out of what you send and the payout fee out of what you receive. The live estimate in the swap form is always current.

Each pair also has a minimum. The pair page shows it as "Minimum to send", so send at least that much. The network fees page lists deposit fees, payout fees and minimums per network for coins on several networks. On Bitcoin the fee grows with the swap size, so a large BTC swap can pay more than the listed figure. More in network fees explained.

Rare pauses for an AML check

No account or ID upload is needed to start a swap. In rare cases the exchange partner's AML check can pause a swap: the status turns to "verifying" (Track Order shows it by name) and the partner can ask for verification. The check is run by the exchange partner, not by xswap.to. If your order shows verifying, write to support with the transaction ID.

Tracking and support

Keep the order page open or bookmark it. Its web address carries your transaction ID after id=, and the page shows the same ID as Ref. ID. Track Order lists the orders created in this browser. It does not show orders made on another device or before you cleared your cookies.

Timing depends on confirmations on the sending network, the exchange step and the payout network; how long a swap takes explains each part. For help, message @xswap_to on Telegram with the transaction ID. Support never messages you first. Contact lists what to include.

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