Swap BNB to USDC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDC goes straight to the wallet address you enter.
Enter the amount of BNB you want to swap in the widget above. It shows an estimate of the USD Coin you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDC (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your BNB to the one-time deposit address on the BNB Smart Chain network. Once the deposit confirms, the swap runs automatically and the USDC is sent to your wallet. The order page shows every stage.
Swapping BNB (BNB) for USD Coin (USDC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your BNB deposit confirms on BNB Smart Chain. The payout is sent on Ethereum, so check that your USD Coin address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 BNB
≈
703.42299 USDC
At the latest hourly update, 1 BNB converts to about 703.42299 USDC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:52 UTC, 1 BNB is worth about $700.90 and 1 USDC about $1.00, so 1 BNB converts to roughly 703.42299 USDC. These figures move with the market, and the widget shows the live estimate before you confirm.
Turning BNB into USD Coin (USDC) is a common way to move from a volatile coin into a dollar-pegged one. On this pair you send native BNB from BNB Smart Chain and, by default, receive USDC as an ERC-20 token on Ethereum at the address you enter. The order needs no account: you get a one-time deposit address, send BNB, and the stablecoin is paid out to your wallet.
USDC is a stablecoin issued by Circle, designed to hold a 1:1 peg to the US dollar and backed by cash and short-term US government securities. BNB, the coin you send, is the fee token of BNB Smart Chain. Since the default payout is on Ethereum, this is a cross-chain swap to a 0x Ethereum address, with no memo. USDC is also listed here on BNB Smart Chain, Solana, Base, Arbitrum One and Polygon PoS, among others.
Your quote is a floating-rate estimate, with the Ethereum gas for the USDC payout already deducted. Ethereum gas usually costs more than gas on BNB Smart Chain or layer 2 networks, so that deduction is more noticeable on small orders. The estimate can move slightly if BNB's price changes before your deposit confirms. Ethereum adds a block about every 12 seconds, and the order page tracks each step and shows the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | BNB | USD Coin (USDC) |
| Network | BNB Smart Chain | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xA0b869…06eB48 |
| Memo / tag | Not needed | Not needed |
| Route | Cross-chain: BNB Smart Chain to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0019271 BNB | |
| Account / ID | Not needed to start a swap | |
By default, ERC-20 USDC on Ethereum, contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. The widget also lets you choose USDC on BNB Smart Chain, Solana, Base, Arbitrum One, Polygon PoS, Avalanche C-Chain and several others. The address you enter must belong to the network you select.
Yes, a BEP-20 USDC option on BNB Smart Chain is listed in the widget. Choosing it keeps the payout on the same chain as your BNB, and gas for later transfers is paid in BNB rather than ETH. Select it before you create the order, because the order uses the network chosen at that moment.
Circle issues USDC and redeems it 1:1 for US dollars for its verified customers. Reserves are held in cash and short-term US Treasury securities, and Circle publishes monthly attestations of them. The peg rests on that redemption mechanism, although the market price can briefly drift by a tiny amount.
Yes, an empty wallet can receive it, because the payout fee is deducted from the USDC amount. To send or approve that USDC later, though, you need ETH for gas. If you would rather not hold ETH, choose a USDC network whose gas coin you already have, such as BNB Smart Chain.
The estimate subtracts the exchange margin and the network fee for sending USDC, and Ethereum gas can be a noticeable share on small swaps. The floating rate also updates until your BNB deposit confirms. Compare the widget estimate with the market rate before you swap BNB to USDC if the difference matters to you.
The site itself never requests ID, an account or an email. In rare cases a partner's automated anti-money-laundering check flags a transaction and requests verification before releasing it. If that happens, contact @xswap_to on Telegram with the transaction ID for help.
