Swap XLM to ETH in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the ETH goes straight to the wallet address you enter.
Enter the amount of Stellar you want to swap in the widget above. It shows an estimate of the Ethereum you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your ETH wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XLM to the one-time deposit address on the Stellar network. Once the deposit confirms, the swap runs automatically and the ETH is sent to your wallet. The order page shows every stage.
Swapping Stellar (XLM) for Ethereum (ETH) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the ETH goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Stellar deposit confirms on Stellar. The payout is sent on Ethereum, so check that your Ethereum address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
3 XLM
≈
0.0000887 ETH
At the latest hourly update, 3 XLM converts to about 0.0000887 ETH. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:53 UTC, 1 XLM is worth about $0.000897 and 1 ETH about $2,350.82, so 1 XLM converts to roughly 0.00003 ETH. These figures move with the market, and the widget shows the live estimate before you confirm.
A Stellar holder who wants to pay gas on Ethereum, mint something or try a DeFi app needs ether, and this XLM to ETH exchange gets it without an exchange account. You send native XLM from a Stellar wallet to the deposit address on your order, and native ETH on Ethereum mainnet arrives at the 0x address you typed in. No login, email or signup is involved at any point.
Ethereum is a proof-of-stake chain whose accounts start with 0x, while Stellar reaches agreement through the Stellar Consensus Protocol and uses account IDs starting with G. The two chains do not talk to each other, which makes the trade cross-chain. ETH is paid out on mainnet only. Arbitrum, Base, OP Mainnet, Linea, zkSync Era and other layer-2 versions of ETH are separate choices in the selector. The ETH payout needs no memo, though your XLM deposit may.
You see a floating-rate estimate in ETH before sending, and that figure already has the Ethereum gas for the payout taken off. Prices can drift while your deposit confirms, so the final ETH can come in slightly higher or lower. Stellar closes a ledger roughly every five seconds and Ethereum adds a block every 12 seconds, so network load and the exchange step decide most of the wait. Status updates appear on your order page.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Stellar (XLM) | Ethereum (ETH) |
| Network | Stellar | Ethereum |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: Stellar to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 2.6428382 XLM | |
| Account / ID | Not needed to start a swap | |
Not on this page, which sends ether on Ethereum mainnet, the base layer. Arbitrum, Base, OP Mainnet, Linea, zkSync Era, Starknet and others are listed separately in the selector, so pick one of those to get the coins on a layer 2. The 0x format looks the same across EVM chains, which is why choosing the right listing matters.
No, receiving ether costs you nothing up front, since the payout gas is deducted in the estimate. Your wallet can start empty. Once the ETH lands, part of it pays the gas for your next Ethereum transaction.
The memo is a short value a Stellar transaction can carry, and the order page shows one when your deposit needs it. It links your lumens to this specific order. Your wallet's send screen has a field for it. Leave it out and the deposit may not be credited, which means a support request with the transaction ID.
Rates on xswap.to float, so the amount tracks the market until your XLM deposit confirms. A move in XLM or ETH prices during that time changes the result a little. Ethereum gas for the payout is counted in the estimate, and gas costs themselves rise and fall with network demand.
Exchange withdrawals work, provided the exchange lets you withdraw to an outside Stellar address and fill in a memo. Withdrawals sometimes wait in the exchange's own queue before they reach the network, which adds to the total time. Send the lumens on Stellar itself, because the deposit address only accepts XLM on that network.
Your seed phrase and private keys are never requested, and xswap.to keeps no account balance on your behalf. A fresh deposit address is created for your order alone, and the ETH goes straight to the address you entered. What you must check yourself is that address, the memo and the network, because crypto transfers cannot be reversed.
