Swap XLM to LTC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the LTC goes straight to the wallet address you enter.
Enter the amount of Stellar you want to swap in the widget above. It shows an estimate of the Litecoin you will receive on the Litecoin network at the current floating rate, with the payout network fee already taken into account.
Paste your LTC wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XLM to the one-time deposit address on the Stellar network. Once the deposit confirms, the swap runs automatically and the LTC is sent to your wallet. The order page shows every stage.
Swapping Stellar (XLM) for Litecoin (LTC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the LTC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Stellar deposit confirms on Stellar. The payout is sent on Litecoin, so check that your Litecoin address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XLM
≈
0.0026639 LTC
At the latest hourly update, 1 XLM converts to about 0.0026639 LTC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:54 UTC, 1 XLM is worth about $0.000897 and 1 LTC about $55.11, so 1 XLM converts to roughly 0.002664 LTC. These figures move with the market, and the widget shows the live estimate before you confirm.
Stellar and Litecoin were both built for moving value cheaply, yet plenty of merchants, payment processors and wallets support one and not the other. To convert XLM to LTC, you send lumens from your Stellar wallet to the order's deposit address and get native Litecoin at your own LTC address. No account, email or sign-in sits in between, so the swap starts in the widget and ends in your wallet.
Litecoin is a proof-of-work chain using the Scrypt algorithm, and its payout addresses usually start with L, M or ltc1. XLM is the native asset of Stellar, where validators agree through the Stellar Consensus Protocol and a payment can carry a memo. Nothing links the two chains, making this a cross-chain trade. Litecoin needs no memo, though the XLM deposit may require one. A BEP-20 Litecoin token also has its own listing in the selector.
Your quote is a floating-rate estimate in LTC, already reduced by the Litecoin network fee for the payout. Price changes before the XLM deposit confirms can move the final amount slightly. Litecoin targets a block about every 2.5 minutes, so the payout confirms in your wallet after the exchange finishes and miners pick up the transaction. Each stage appears on the order page, and the payout's transaction ID can be checked on a Litecoin block explorer.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Stellar (XLM) | Litecoin (LTC) |
| Network | Stellar | Litecoin |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: Stellar to Litecoin | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.2211964 XLM | |
| Account / ID | Not needed to start a swap | |
Use a standard address from your Litecoin wallet, which will start with L, M or ltc1. Avoid pasting an MWEB address (ltcmweb1), which belongs to Litecoin's optional privacy extension. If unsure, generate a fresh receive address in your wallet and copy it directly.
It is native LTC paid on the Litecoin blockchain. A pegged Litecoin token on BNB Smart Chain has its own listing in the selector, with a 0x address and different wallets. Choose that option only if you want the token version.
No, Litecoin transfers do not use a memo or tag, and the payout needs only your address. The memo question applies to your XLM deposit instead. If the order page shows one next to the deposit address, put it in your Stellar wallet's memo field.
There is no set time, because it depends on confirmations and the exchange step. Stellar settles your deposit quickly, and Litecoin's target block time is about 2.5 minutes. When either network is busy or a transaction needs a check, it takes longer, and the order page shows where things stand.
With a floating rate, the LTC payout moves with prices until the XLM deposit confirms. If XLM weakens against LTC in that time you get a little less, and if it strengthens, a little more. The Litecoin network fee for the payout is already inside the estimate.
Nobody at xswap.to will ask for your keys or seed phrase, and no account balance is held for you. The LTC goes from a deposit address made for this order straight to the address you entered. You are responsible for checking that address and the memo, because blockchain transfers are final.
