Swap & Bridge Tether
Swap Tether (USDT) on xswap.to with no account and no ID upload, at a live price of about $1.00. USDT trades against 845 pairs here: pick one, send your coins to a one-time deposit address, and the swap pays out straight to your wallet. Rates are floating, and you see an estimate before you send.
About Tether (USDT)
USDT, issued by Tether, is a stablecoin meant to hold a value of one US dollar, backed by reserves the company reports in regular attestations. Traders swap USDT to hold a dollar value between positions, to pay someone who asked for Tether on a specific chain, or to move funds off a network where fees are high. On xswap.to you can exchange USDT for other coins, or get USDT, with no account: you send to a one-time address and receive at your own wallet.
Ten USDT networks are listed here, and a token on one cannot be deposited on another. Ethereum's ERC-20 USDT (contract 0xdAC17F958D2ee523a2206206994597C13D831ec7) is the default, with gas paid in ETH. TRC-20 USDT on TRON is the most used option, paid for with TRX energy and sent to addresses starting with T. You can also choose BNB Smart Chain, Solana, Arbitrum One or TON, where the Jetton version supports a memo. Choose the listing that matches the chain your wallet uses.
A USDT swap starts with a floating-rate estimate in the widget, with the exchange margin and the payout's network fee already taken off. If the other coin's price moves before your deposit confirms, the received amount can change slightly. Speed depends on the network: TRON makes a block about every 3 seconds and Ethereum every 12 seconds, and the payout chain adds its own time. The order page shows live status and a transaction ID you can quote to support.
USDT networks on xswap.to
Each network is a separate option in the coin selector. Send and receive only on the network you pick, and use a memo or tag where one is required.
| Listing | Network | Type | Memo / tag |
|---|---|---|---|
| Tether (ERC20) | Ethereum | ERC-20 token | Not needed |
| Tether (TRC20) | TRON | TRC-20 token | Not needed |
| Tether (Binance Smart Chain) | BNB Smart Chain | BEP-20 token | Not needed |
| Tether (SOL) | Solana | SPL token | Not needed |
| Tether (Polygon) | Polygon PoS | ERC-20 token | Not needed |
| Tether (AVAX C-CHAIN) | Avalanche C-Chain | ARC-20 token | Not needed |
| Tether (Arbitrum One) | Arbitrum One | ERC-20 token | Not needed |
| Tether (Optimism) | OP Mainnet (Optimism) | ERC-20 token | Not needed |
| Tether USD (TON) | TON | Jetton token | Required |
| Tether USD (CELO) | Celo | ERC-20 token | Not needed |
| Tether (Aptos) | Aptos | Fungible Asset token | Not needed |
USDT network fees and minimums
In our last check, the payout fee for USDT ranged from about 0.011 USDT on Aptos to about 5.171 USDT on TRON.
| Network | Deposit fee | Payout fee | Minimum |
|---|---|---|---|
| Ethereum | 0.7743 USDT | 0.3712 USDT | 6.123 USDT (to BTC) |
| TRON | 5.171 USDT | 5.171 USDT | 15.82 USDT (to BTC) |
| BNB Smart Chain | 0.05879 USDT | 0.02144 USDT | 4.541 USDT (to BTC) |
| Solana | 0.2319 USDT | 0.2319 USDT | 4.928 USDT (to BTC) |
| Polygon PoS | 0.02814 USDT | 0.02542 USDT | 4.474 USDT (to BTC) |
| Avalanche C-Chain | 1.292 USDT | 1.242 USDT | 7.261 USDT (to BTC) |
| Arbitrum One | 0.1555 USDT | 0.1555 USDT | 4.76 USDT (to BTC) |
| TON | 0.07652 USDT | 0.06559 USDT | 4.586 USDT (to BTC) |
| Aptos | 0.011 USDT | 0.011 USDT | 4.442 USDT (to BTC) |
Checked on Nov 7, 2026. The deposit fee comes out of the coins you send and the payout fee out of the coins you receive. Both are already in the swap estimate, and your own wallet fee for sending is extra. On some networks, Bitcoin for example, the fee grows with the swap size, so a large swap can pay several times the figure shown. The minimum is for a swap into the coin in brackets; other pairs show their own minimum in the swap form. Fees change, so check the estimate before you send.
USDT service notes
Finished maintenance, network upgrades and delays that the public status page of our exchange partner listed for USDT between Aug 15, 2026 and Nov 7, 2026. These are past events, not the current status.
- Nov 5, 2026, 10:43 to Nov 6, 2026, 05:21 UTC: a network upgrade on Polygon PoS affected USDT.
- Nov 1, 2026, 13:25 to Nov 4, 2026, 05:24 UTC: a network upgrade on Polygon PoS affected USDT.
Before you send
- Open the coin selector and switch from the Ethereum default to TRC-20 if your USDT sits on TRON.
- Keep TRX for energy when sending TRC-20 USDT, or the transfer to the deposit address can fail.
- Paste a T address for TRC-20 payouts and a 0x address for ERC-20, BEP-20 or Arbitrum One payouts, matching the listing you picked.
- Include the comment from your exchange when the USDT payout goes as a Jetton to a shared TON deposit address.
USDT Frequently Asked Questions
Can I send USDT on TRON instead of Ethereum?
Yes, pick the Tether (TRC20) listing in the coin selector before you create the order. The deposit address will then be a TRON address starting with T, and you pay the sending fee in TRX energy rather than ETH gas. TRC-20 USDT sent to an ERC-20 deposit address will not be credited.
Which USDT networks can I choose on xswap.to?
The listings are Ethereum (ERC-20), TRON (TRC-20), BNB Smart Chain (BEP-20), Solana (SPL), Polygon PoS, Avalanche C-Chain, Arbitrum One, TON (Jetton), Celo and Aptos. Each is a separate token with its own deposit address. Each deposit address accepts only the network printed on its order page.
Do I need a memo to receive USDT?
Only on TON, and only when the address belongs to a service that asks for a comment. The ERC-20, TRC-20, BEP-20, SPL and other USDT listings use plain addresses with no memo. A personal TON wallet needs none either.
Why do I need TRX or ETH to send USDT?
USDT is a token, so each network charges its fee in the chain's own coin: ETH on Ethereum, TRX on TRON, BNB on BNB Smart Chain, SOL on Solana. A wallet with USDT but none of that coin cannot send the deposit. Your payout fee works differently, since it comes out of the amount received.
Will I receive the same USDT amount the widget showed?
Close to it, but not to the cent, because rates float. The estimate reflects prices at the moment you created the order, and if the coin you send moves before the deposit confirms, the USDT result moves too. The fee for sending your USDT payout is built into that estimate as well.
What protects me when I swap USDT here?
xswap.to never asks for private keys or seed phrases and keeps no account balances; each order has its own one-time deposit address, and the payout goes straight to the address you typed. Your part is checking the network, the address and the amount before sending, since USDT transfers cannot be reversed. If something goes wrong, contact @xswap_to with the transaction ID.
Guides for USDT
- USDT networks compared: TRC-20, ERC-20, BEP-20 and more
USDT exists as a separate token on each network: TRC-20 on TRON, ERC-20 on Ethereum, BEP-20 on BNB Smart Chain, SPL on Solana, a Jetton on TON and more. The do… - How to convert USDT TRC-20 to ERC-20, and back
You cannot send TRC-20 USDT straight to an Ethereum address: the transfer happens on TRON, and an 0x address is not a TRON address. To move it, swap usdttrc20 … - Sent crypto on the wrong network: what happens and what you can do
When coins go out on the wrong network, the transfer still confirms there: they sit at that address on the chain you used, not on the one you meant. If the add… - Crypto network fees explained: who pays what in a swap
Three network fees are involved in a crypto swap. Your wallet pays a network fee to send the deposit. A deposit fee comes out of the coins you send, and a payo…
Contact & Support
| Service | xswap.to, an instant crypto exchange for Tether (USDT) |
|---|---|
| Exchange engine | Automated routing across multiple third-party liquidity providers |
| Custody | Non-custodial: no account, no sign-up and no ID upload. You never share a password, seed phrase or private key. |
| Support | Telegram: @xswap_to |
| Availability | 24/7 automated processing |
| Legal | Terms of Service · Privacy Policy |