Swap USDT to USDT in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDT goes straight to the wallet address you enter.
Enter the amount of Tether (ERC20) you want to swap in the widget above. It shows an estimate of the Tether (Binance Smart Chain) you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your USDT wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDT to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the USDT is sent to your wallet. The order page shows every stage.
Swapping Tether (ERC20) (USDT) for Tether (Binance Smart Chain) (USDT) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDT goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Tether (ERC20) deposit confirms on Ethereum. The payout is sent on BNB Smart Chain, so check that your Tether (Binance Smart Chain) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDT
≈
0.5574829 USDT
At the latest hourly update, 1 USDT converts to about 0.5574829 USDT. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
USDT token contract:
0x55d398326f99059fF775485246999027B3197955
Approximate exchange rates between these assets, refreshed hourly
As of Nov 10, 2026 18:29 UTC, 1 USDT is worth about $1.00 and 1 USDT about $1.00, so 1 USDT converts to roughly 0.557483 USDT. These figures move with the market, and the widget shows the live estimate before you confirm.
ERC-20 USDT goes in on Ethereum and BEP-20 USDT comes out on BNB Smart Chain, paid to an 0x address you choose, with no account and no ID upload to start. The usual reason for this cross-chain swap of Tether (USDT) from ERC-20 to BEP-20 is a destination: a lending or trading app on BNB Smart Chain, a wallet already funded with BNB, or an exchange account where only the BEP-20 deposit is open for USDT.
On the sending side, Tether issues the ERC-20 token at 0xdAC17F958D2ee523a2206206994597C13D831ec7. The token you receive, at 0x55d398326f99059fF775485246999027B3197955, is a Binance-Peg version of USDT: Binance issues it and backs it with USDT it holds, and BscScan lists it as Binance-Peg BSC-USD. Both chains run the Ethereum Virtual Machine, so addresses share the 0x format and wallets like MetaMask use one address for both. ETH pays gas for the deposit, BNB pays for any move after the payout, and no memo applies.
Gas on Ethereum is what you pay up front when the ERC-20 deposit leaves your own wallet. You will see a floating-rate estimate with the exchange margin and the BNB Smart Chain payout fee subtracted, and the final figure can still shift slightly if the market moves before the deposit confirms. Ethereum adds a block about every 12 seconds, and a low gas setting can leave your transfer waiting longer. Track each status on the order page, then find the BEP-20 payout on BscScan under your address.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Tether (ERC20) (USDT) | Tether (Binance Smart Chain) (USDT) |
| Network | Ethereum | BNB Smart Chain |
| Type | ERC-20 token | BEP-20 token |
| Contract | 0xdAC17F…831ec7 |
0x55d398…197955 |
| Memo / tag | Not needed | Not needed |
| Network fee (checked Nov 7, 2026) | ≈ 0.7743 USDT | ≈ 0.02144 USDT |
| Route | Cross-chain: Ethereum to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.952026 USDT | |
| Account / ID | Not needed to start a swap | |
You can if it is a self-custody address, such as the one MetaMask shows, because the same key controls that 0x address on BNB Smart Chain. Add BNB Smart Chain to the wallet to see the balance. An exchange's ERC-20 deposit address is another matter: use it only if the exchange says it accepts BEP-20 there.
No, Tether backs ERC-20 USDT directly, while BEP-20 USDT is a Binance-Peg token backed by USDT that Binance holds. Both are meant to keep a one-to-one peg with the US dollar. If you prefer holding the token Tether issues itself, keep in mind that this swap gives you the Binance-Peg version.
Enough to cover the gas your wallet quotes for a token transfer, which changes with demand on Ethereum. Wallets show that cost before you confirm. Sending from an exchange account means you need no ETH, as long as you choose Ethereum (ERC-20) in the withdrawal form, because the deposit address only accepts that network.
Your wallet is probably showing Ethereum instead of BNB Smart Chain. Switch networks, then import the token contract 0x55d398326f99059fF775485246999027B3197955 if USDT still does not appear. BscScan lists the payout under your 0x address, which confirms it arrived even when the wallet hides it.
No, the deposit address takes ERC-20 USDT on Ethereum only. A BEP-20 transfer to the same 0x string lands on BNB Smart Chain, where this order is not watching, and recovery is not certain. If your USDT already sits on BNB Smart Chain, you do not need this swap at all.
It depends mostly on the Ethereum side: your ERC-20 deposit has to be included in a block and confirmed, and a low gas price slows that down. After that come the exchange step and the BEP-20 payout, and BNB Smart Chain blocks follow within seconds. The order page shows each stage live.
