Swap XLM to BNB in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BNB goes straight to the wallet address you enter.
Enter the amount of Stellar you want to swap in the widget above. It shows an estimate of the BNB you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your BNB (BNB Smart Chain) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XLM to the one-time deposit address on the Stellar network. Once the deposit confirms, the swap runs automatically and the BNB is sent to your wallet. The order page shows every stage.
Swapping Stellar (XLM) for BNB (BNB) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BNB goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Stellar deposit confirms on Stellar. The payout is sent on BNB Smart Chain, so check that your BNB address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XLM
≈
0.0002065 BNB
At the latest hourly update, 1 XLM converts to about 0.0002065 BNB. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
Approximate exchange rates between these assets, refreshed hourly
As of Nov 4, 2026 14:54 UTC, 1 XLM is worth about $0.000897 and 1 BNB about $700.90, so 1 XLM converts to roughly 0.000207 BNB. These figures move with the market, and the widget shows the live estimate before you confirm.
With this pair, Stellar lumens (XLM) go out from your Stellar wallet and BNB, the native gas coin of BNB Smart Chain, lands at your 0x address. No signup is involved. It suits someone who holds XLM but wants to start using BNB Smart Chain apps: one deposit gets them the coin that every transaction on that network is paid in.
XLM is the native asset of Stellar, a network focused on payments and asset issuance, with ledgers closing every few seconds. Each XLM deposit to xswap.to carries a memo that you copy from the order page. BNB pays the fees on BNB Smart Chain, an EVM network, so the payout goes to a 0x address like the ones MetaMask and Trust Wallet use. This is a cross-chain swap, and the BNB side needs no memo.
Type the XLM amount and the widget estimates your BNB at a floating rate, with the BNB Smart Chain payout fee already removed. The amount you receive can differ slightly if prices move before your XLM deposit confirms. Both chains confirm quickly, so the exchange step and any congestion usually set the timing of an XLM to BNB swap. Your order page shows the transaction ID and each stage, from waiting for deposit to finished.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Stellar (XLM) | BNB |
| Network | Stellar | BNB Smart Chain |
| Type | Native coin | Native coin |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Route | Cross-chain: Stellar to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.2528101 XLM | |
| Account / ID | Not needed to start a swap | |
It is the network. The coin is BNB, the native asset that pays gas on BNB Smart Chain, and the listing name in the selector refers to where it lives. You receive BNB at a standard 0x address.
A MetaMask address works as long as you use it on BNB Smart Chain, since the 0x format is shared across EVM networks. Add the BNB Smart Chain network in MetaMask to see the balance. The same applies to Trust Wallet and other EVM wallets.
opBNB is a layer 2 for BNB Smart Chain and has its own listing in the coin selector. This page pays out on BNB Smart Chain itself, so choose opBNB as the receive coin if you want funds there.
Only the XLM deposit needs one. The memo appears with the deposit address on your order page and links your Stellar payment to the order. BNB on BNB Smart Chain uses no memo, so the receive address alone is enough.
The widget shows an estimate at a floating rate, and markets can move between creating the order and your XLM deposit confirming. The payout network fee and the exchange margin are already counted, so most differences come from price changes during that window.
First check the stage on your order page, which you can reopen from Track Order. If it stays on one stage, contact support on Telegram at @xswap_to and share the transaction ID. If you left out the Stellar memo, say so, because that stops the deposit from being matched automatically.
