Swap HBAR to USDC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDC goes straight to the wallet address you enter.
Enter the amount of Hedera Hashgraph you want to swap in the widget above. It shows an estimate of the USD Coin you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your USDC (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your HBAR to the one-time deposit address on the Hedera network. Once the deposit confirms, the swap runs automatically and the USDC is sent to your wallet. The order page shows every stage.
Swapping Hedera Hashgraph (HBAR) for USD Coin (USDC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Hedera Hashgraph deposit confirms on Hedera. The payout is sent on Ethereum, so check that your USD Coin address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
7 HBAR
≈
0.276755 USDC
At the latest hourly update, 7 HBAR converts to about 0.276755 USDC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
Approximate exchange rates between these assets, refreshed hourly
HBAR sent from your Hedera account turns into USD Coin (USDC), paid as an ERC-20 token on Ethereum to a 0x address you hold the keys for. There is no signup and no email. People convert HBAR to USDC to hold a dollar-pegged stablecoin instead of a volatile coin, or because the app, exchange or person they need to pay accepts USDC on Ethereum.
Circle issues USDC, a stablecoin redeemable one for one for US dollars, and this page pays it from the Ethereum contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. HBAR is the native coin of Hedera, where fees are priced in dollars and paid in HBAR. Circle also issues USDC natively on Hedera, but that version is not listed here, so this swap is cross-chain. The payout needs an Ethereum 0x address and no memo, and moving the USDC later costs gas in ETH.
Because USDC tracks the dollar, the floating-rate estimate the widget shows before you send moves mostly with the HBAR price until your deposit confirms. That figure already has the exchange margin and the Ethereum gas for the token payout deducted, which weighs more on small swaps. Hedera finalizes your deposit within seconds, so the exchange step and the payout's inclusion in an Ethereum block, produced every 12 seconds, take up most of the time. The order page tracks progress and shows the transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Hedera Hashgraph (HBAR) | USD Coin (USDC) |
| Network | Hedera | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0xA0b869…06eB48 |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Network fee (checked Nov 7, 2026) | None listed | ≈ 0.3837 USDC |
| Route | Cross-chain: Hedera to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 5.8240699 HBAR | |
| Account / ID | Not needed to start a swap | |
Not here, because Hedera is not one of the networks USDC is listed on at xswap.to. This page pays USDC as an ERC-20 token on Ethereum, and the coin selector offers other networks such as Solana and Base. If you need USDC on Hedera itself, this swap cannot deliver it there.
Avoid it unless you can open that exact address in an Ethereum wallet. Hedera wallets and HashScan can show a 0x-style EVM address for your account, but for many accounts no Ethereum wallet holds the matching key, so USDC sent there could be stuck. Use an address from MetaMask, a hardware wallet or your exchange's USDC deposit page on Ethereum.
Because you are selling HBAR, and its price keeps moving until your deposit confirms. The USDC side holds close to one dollar, so almost all the change comes from HBAR. The Ethereum gas for the payout is also deducted in USDC, and it rises when the network is busy.
The deposit cannot be matched to your order automatically, so the swap will not start on its own. Message support on Telegram at @xswap_to with the order's transaction ID and your Hedera transaction ID from HashScan. Refunds are not automatic; support reviews each case, and transfers on Hedera cannot be reversed from your side.
The Hedera side takes seconds, because Hedera transactions reach finality almost at once. After that come the exchange step and an Ethereum payout that waits for inclusion in a block, produced every 12 seconds. Busy markets or a compliance review can add time, so follow the order page.
There is no account and no ID upload to start: you enter an Ethereum address for the USDC and send HBAR from your Hedera account. In rare cases the exchange partner's compliance check can pause a swap and ask for verification. If your order is held, support on Telegram @xswap_to can explain what is needed.
