Swap USDC to USDC in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the USDC goes straight to the wallet address you enter.
Enter the amount of USD Coin you want to swap in the widget above. It shows an estimate of the USD Coin (Arbitrum One) you will receive on the Arbitrum One network at the current floating rate, with the payout network fee already taken into account.
Paste your USDC wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDC to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the USDC is sent to your wallet. The order page shows every stage.
Swapping USD Coin (USDC) for USD Coin (Arbitrum One) (USDC) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the USDC goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your USD Coin deposit confirms on Ethereum. The payout is sent on Arbitrum One, so check that your USD Coin (Arbitrum One) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDC
≈
0.429109 USDC
At the latest hourly update, 1 USDC converts to about 0.429109 USDC. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
USDC token contract:
0xaf88d065e77c8cC2239327C5EDb3A432268e5831
Approximate exchange rates between these assets, refreshed hourly
As of Nov 10, 2026 19:03 UTC, 1 USDC is worth about $1.00 and 1 USDC about $1.00, so 1 USDC converts to roughly 0.429109 USDC. These figures move with the market, and the widget shows the live estimate before you confirm.
This route takes ERC-20 USD Coin (USDC) from Ethereum mainnet and pays native USDC on Arbitrum One to your 0x address, with no account and no ID upload to start. Traders move USDC from Ethereum to Arbitrum to fund positions in trading and lending apps there, where each transaction costs far less gas than on mainnet, or to top up a wallet they already use on Arbitrum without an exchange account in the middle.
Native USDC from Circle is what you receive on Arbitrum One, contract 0xaf88d065e77c8cC2239327C5EDb3A432268e5831, not the older bridged USDC.e that some apps still list. Arbitrum One, an optimistic rollup secured by Ethereum, charges gas in ETH held on Arbitrum. Your deposit is ERC-20 USDC at 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, paid for with ETH gas on mainnet. Both networks use 0x addresses and neither needs a memo.
USDC sits on both ends, so the floating-rate estimate tracks what you send, minus the Ethereum deposit fee, the Arbitrum payout fee and the exchange margin. It can still move slightly before your deposit confirms. Ethereum sets the pace here, with a block every 12 seconds and slower inclusion when gas is in demand, while Arbitrum One produces blocks much more often. The order page follows each stage, and the transaction ID is what support asks for.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | USD Coin (USDC) | USD Coin (Arbitrum One) (USDC) |
| Network | Ethereum | Arbitrum One |
| Type | ERC-20 token | ERC-20 token |
| Contract | 0xA0b869…06eB48 |
0xaf88d0…8e5831 |
| Memo / tag | Not needed | Not needed |
| Network fee (checked Nov 7, 2026) | ≈ 0.7861 USDC | - |
| Route | Cross-chain: Ethereum to Arbitrum One | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 1.235849 USDC | |
| Account / ID | Not needed to start a swap | |
Native USDC, contract 0xaf88d065e77c8cC2239327C5EDb3A432268e5831, issued by Circle on Arbitrum One. USDC.e is the older bridged version at 0xFF970A61A04b1cA14834A43f5dE4533eBDDB5CC8 and counts as a separate token. Some apps still keep USDC.e pools, so check which one an app expects before you deposit there.
No, they are separate chains that share the 0x address format. Arbitrum Nova uses AnyTrust, which relies on a data availability committee to cut costs, while Arbitrum One is the rollup this USDC is paid out on. When an exchange or wallet asks which Arbitrum network to use, pick Arbitrum One.
Not beyond receiving it. The payout itself needs no ETH from you, since the payout fee in the estimate covers that transfer, but every Arbitrum One transaction afterwards pays gas in ETH on Arbitrum. ETH on mainnet only helps once it has been moved over.
Mostly the Ethereum side: your deposit has to collect the confirmations the exchange waits for, and inclusion slows when mainnet gas demand rises. The exchange step and the payout on Arbitrum One follow, and Arbitrum produces blocks much more often than Ethereum. The order page shows which stage you are in.
Your order page shows live status and both transaction hashes as they appear. The deposit can be checked on Etherscan and the payout on Arbiscan, and the Track Order page lists recent orders saved in your browser if you close the tab. If a stage stops moving, send the transaction ID to @xswap_to on Telegram.
You can, since there is no account and no ID upload to start. You enter your Arbitrum One address, send ERC-20 USDC to the one-time deposit address, and the payout follows once the deposit confirms. In rare cases the exchange partner's compliance check can pause a swap and ask for verification.
