Swap USDC to BNB in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the BNB goes straight to the wallet address you enter.
Enter the amount of USD Coin (Arbitrum One) you want to swap in the widget above. It shows an estimate of the BNB you will receive on the BNB Smart Chain network at the current floating rate, with the payout network fee already taken into account.
Paste your BNB (BNB Smart Chain) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDC to the one-time deposit address on the Arbitrum One network. Once the deposit confirms, the swap runs automatically and the BNB is sent to your wallet. The order page shows every stage.
Swapping USD Coin (Arbitrum One) (USDC) for BNB (BNB) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the BNB goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your USD Coin (Arbitrum One) deposit confirms on Arbitrum One. The payout is sent on BNB Smart Chain, so check that your BNB address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDC
≈
0.0012232 BNB
At the latest hourly update, 1 USDC converts to about 0.0012232 BNB. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDC token contract:
0xaf88d065e77c8cC2239327C5EDb3A432268e5831
Approximate exchange rates between these assets, refreshed hourly
As of Nov 10, 2026 19:34 UTC, 1 USDC is worth about $1.00 and 1 BNB about $660.62, so 1 USDC converts to roughly 0.001223 BNB. These figures move with the market, and the widget shows the live estimate before you confirm.
This page converts USD Coin (USDC) held as an ERC-20 token on Ethereum into BNB, the native coin of BNB Smart Chain, delivered to a 0x address in your own wallet. There is nothing to register for. The usual motive is gas: anyone starting out on BNB Smart Chain needs BNB to pay transaction fees there, and a USDC to BNB exchange gets that fee money in place without first going through a centralized exchange account.
Circle issues USDC and redeems it one to one for dollars, and the default deposit uses the Ethereum contract 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. BNB pays for every transaction on BNB Smart Chain, an EVM chain secured by a set of staked validators. Both networks use 0x addresses, which is where mistakes happen: your BNB arrives on BNB Smart Chain, not Ethereum. Set your wallet to BNB Smart Chain to see it. No memo is needed.
The widget gives a floating-rate estimate of your BNB with the BNB Smart Chain payout fee already removed. Prices can move before your USDC deposit confirms, so the final BNB may be a little higher or lower. Ethereum blocks come about every 12 seconds, and BNB Smart Chain produces blocks far more often, so the deposit side usually takes longest. Your order page reports each stage along with a transaction ID.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | USD Coin (Arbitrum One) (USDC) | BNB |
| Network | Arbitrum One | BNB Smart Chain |
| Type | ERC-20 token | Native coin |
| Contract | 0xaf88d0…8e5831 |
- |
| Memo / tag | Not needed | Not needed |
| Network fee (checked Nov 7, 2026) | ≈ 0.1552 USDC | ≈ 0.000027 BNB |
| Route | Cross-chain: Arbitrum One to BNB Smart Chain | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.350292 USDC | |
| Account / ID | Not needed to start a swap | |
Over the last 30 days, 1 USDC was worth between 0.0012953 and 0.0014518 BNB at market prices. Over the last 90 days the range was 0.001252 to 0.0016706 BNB.
Based on daily market prices, checked on Nov 7, 2026. This is not your swap rate: the estimate in the swap form includes fees and moves with the market.
You can paste the same 0x address, since BNB Smart Chain and Ethereum share the address format. The coins land on BNB Smart Chain, though, so your wallet must have that network added to show them. Use a self-custody wallet where you control the keys on both chains.
No, the payout here is BNB on BNB Smart Chain, the main chain. opBNB is an optimistic rollup built on top of it and appears as its own option in the coin selector. Choose opBNB only if your wallet or app specifically expects funds on that layer 2.
The main reason is fees, because every action on BNB Smart Chain, including moving BEP-20 tokens, costs gas in BNB. A wallet holding only tokens there cannot move them. Getting a small amount of BNB first lets you use apps and send tokens on that chain.
You pay the Ethereum gas for your USDC deposit yourself, in ETH. The BNB Smart Chain fee for sending your BNB is already deducted inside the estimate, so you do not need BNB beforehand. The exchange margin is included in that same estimate.
Mostly the time your USDC deposit needs to collect confirmations on Ethereum, where a block lands about every 12 seconds. After that, the order moves to exchanging and sending, and BNB Smart Chain confirms the payout fast. Heavy Ethereum congestion or a low gas setting can slow the first step.
No account, email or signup is required, and xswap.to does not ask for ID. Rarely, a partner's automated anti-money-laundering screening may pause a transfer it flags until you complete verification. Your order page and the Track Order page in your browser are how you follow the swap.
