Swap XMR to SFI in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the SFI goes straight to the wallet address you enter.
Enter the amount of Monero you want to swap in the widget above. It shows an estimate of the Singularity Finance you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your SFI (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XMR to the one-time deposit address on the Monero network. Once the deposit confirms, the swap runs automatically and the SFI is sent to your wallet. The order page shows every stage.
Swapping Monero (XMR) for Singularity Finance (SFI) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the SFI goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Monero deposit confirms on Monero. The payout is sent on Ethereum, so check that your Singularity Finance address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XMR
≈
243979.6886383 SFI
At the latest hourly update, 1 XMR converts to about 243979.6886383 SFI. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
SFI token contract:
0x7636d8722fdf7cd34232a915e48e96aa3eb386bf
Approximate exchange rates between these assets, refreshed hourly
Monero (XMR) goes in from your own wallet, and Singularity Finance (SFI) comes out as an ERC-20 token on Ethereum at a 0x address you control. There is no account and no ID upload to start. This XMR to SFI exchange suits someone who keeps savings in XMR and wants SFI in a self-custody Ethereum wallet, for instance to use Singularity Finance's own apps, without buying it through an exchange account first.
SFI is the token of Singularity Finance, the project that SingularityDAO, Cogito Finance and SelfKey merged into, and holders of SDAO, CGV and KEY could convert to SFI at set ratios. It sits at contract 0x7636d8722fdf7cd34232a915e48e96aa3eb386bf on Ethereum. Monero hides senders, receivers and amounts on its own chain, separate from Ethereum, so this is a cross-chain swap. The payout needs a 0x address and no memo, and moving SFI later costs ETH for gas.
Rates for XMR to SFI float, so the widget shows an estimate. It already deducts the exchange margin and the Ethereum gas for sending your SFI, and on a small order that gas takes a bigger share. If either price moves before your Monero deposit confirms, the SFI amount moves too. Monero targets a block about every two minutes and Ethereum one every 12 seconds, so the XMR side usually takes longer. The order page tracks each stage, and your browser keeps it on the Track Order page.
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Monero (XMR) | Singularity Finance (SFI) |
| Network | Monero | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0x7636d8…b386bf |
| Memo / tag | Not needed | Not needed |
| Network fee (checked Nov 7, 2026) | ≈ 0.006 XMR | ≈ 68.65 SFI |
| Route | Cross-chain: Monero to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.0115661 XMR | |
| Account / ID | Not needed to start a swap | |
SFI is the token of Singularity Finance, which formed when SingularityDAO, Cogito Finance and SelfKey merged, letting SDAO, CGV and KEY holders convert into SFI. The project describes itself as an EVM-compatible layer 2 that aims to bring the AI economy on-chain. This page pays the ERC-20 version on Ethereum for your XMR.
Only the Monero side is private. XMR hides sender, receiver and amount on its own chain, but the SFI arrives through an ordinary Ethereum transfer that anyone can see on a block explorer, tied to your 0x address. Anything you later do with that SFI on Ethereum is public too.
The payout is an ERC-20 transfer on Ethereum, and its gas is deducted from your SFI in the estimate. Gas costs about the same for a small or a large transfer, so on a small order it takes a bigger slice. Compare the estimate for a couple of amounts in the widget before you send the XMR.
Monero adds a block about every two minutes, and the deposit needs several of them before the order moves from confirming to exchanging; the SFI then goes out on Ethereum, where blocks come every 12 seconds. If the XMR reached your wallet recently, it stays locked for 10 blocks before you can send it at all.
Not from this page, which pays SFI as an ERC-20 token on Ethereum. SFI also circulates on BNB Smart Chain, so if your wallet is set to that network the payout will not show until you switch it to Ethereum. In a standard wallet your 0x address is the same on both chains, but the balances are separate.
No, there is no account and no ID upload to start, and no email either. Very rarely, the exchange partner's compliance check may pause a swap and ask for verification; support at @xswap_to on Telegram can help if you share the transaction ID. Keep that ID from the order page until the SFI arrives.
