Swap XRP to MATICUSDCE in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the MATICUSDCE goes straight to the wallet address you enter.
Enter the amount of XRP you want to swap in the widget above. It shows an estimate of the USD Coin Bridged (Polygon) you will receive on the Polygon PoS network at the current floating rate, with the payout network fee already taken into account.
Paste your MATICUSDCE wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XRP to the one-time deposit address on the XRP Ledger network. Once the deposit confirms, the swap runs automatically and the MATICUSDCE is sent to your wallet. The order page shows every stage.
Swapping XRP (XRP) for USD Coin Bridged (Polygon) (MATICUSDCE) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the MATICUSDCE goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your XRP deposit confirms on XRP Ledger. The payout is sent on Polygon PoS, so check that your USD Coin Bridged (Polygon) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XRP
≈
1.044343 MATICUSDCE
At the latest hourly update, 1 XRP converts to about 1.044343 MATICUSDCE. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
MATICUSDCE token contract:
0x2791bca1f2de4661ed88a30c99a7a9449aa84174
Approximate exchange rates between these assets, refreshed hourly
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | XRP | USD Coin Bridged (Polygon) (MATICUSDCE) |
| Network | XRP Ledger | Polygon PoS |
| Type | Native coin | ERC-20 token |
| Contract | - | 0x2791bc…a84174 |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Network fee (checked Nov 7, 2026) | None listed | ≈ 0.007726 MATICUSDCE |
| Route | Cross-chain: XRP Ledger to Polygon PoS | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.004788 XRP | |
| Account / ID | Not needed to start a swap | |
