Swap XRP to PYUSD in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the PYUSD goes straight to the wallet address you enter.
Enter the amount of XRP you want to swap in the widget above. It shows an estimate of the PayPal USD you will receive on the Ethereum network at the current floating rate, with the payout network fee already taken into account.
Paste your PYUSD (Ethereum) wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your XRP to the one-time deposit address on the XRP Ledger network. Once the deposit confirms, the swap runs automatically and the PYUSD is sent to your wallet. The order page shows every stage.
Swapping XRP (XRP) for PayPal USD (PYUSD) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the PYUSD goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your XRP deposit confirms on XRP Ledger. The payout is sent on Ethereum, so check that your PayPal USD address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 XRP
≈
0.950312 PYUSD
At the latest hourly update, 1 XRP converts to about 0.950312 PYUSD. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
PYUSD token contract:
0x6c3ea9036406852006290770BEdFcAbA0e23A0e8
Approximate exchange rates between these assets, refreshed hourly
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | XRP | PayPal USD (PYUSD) |
| Network | XRP Ledger | Ethereum |
| Type | Native coin | ERC-20 token |
| Contract | - | 0x6c3ea9…23A0e8 |
| Memo / tag | Include the memo shown on your order page | Not needed |
| Network fee (checked Nov 7, 2026) | None listed | ≈ 0.1065 PYUSD |
| Route | Cross-chain: XRP Ledger to Ethereum | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.199468 XRP | |
| Account / ID | Not needed to start a swap | |
