Swap USDT to MATICUSDCE in three steps without creating an account. You see an estimated amount before you send, the exchange runs automatically once your deposit confirms, and the MATICUSDCE goes straight to the wallet address you enter.
Enter the amount of Tether (ERC20) you want to swap in the widget above. It shows an estimate of the USD Coin Bridged (Polygon) you will receive on the Polygon PoS network at the current floating rate, with the payout network fee already taken into account.
Paste your MATICUSDCE wallet address and check it twice, because blockchain transfers cannot be reversed. If the coin needs a memo or destination tag, a field for it appears. xswap.to never asks for your private keys.
Confirm the order and send your USDT to the one-time deposit address on the Ethereum network. Once the deposit confirms, the swap runs automatically and the MATICUSDCE is sent to your wallet. The order page shows every stage.
Swapping Tether (ERC20) (USDT) for USD Coin Bridged (Polygon) (MATICUSDCE) here takes one transfer from your wallet: no exchange account, no balance to deposit and no withdrawal queue. You choose the receiving address, and the MATICUSDCE goes there once the swap completes.
Rates are floating, so the amount shown is an estimate that can shift slightly while your Tether (ERC20) deposit confirms on Ethereum. The payout is sent on Polygon PoS, so check that your USD Coin Bridged (Polygon) address belongs to that network before you confirm.
Refreshed hourly. The widget shows the live estimate.
1 USDT
≈
0.571381 MATICUSDCE
At the latest hourly update, 1 USDT converts to about 0.571381 MATICUSDCE. The figure comes from the floating rate and already allows for the payout network fee. Rates move, so the widget recalculates the estimate when you enter your own amount, and no account or registration is needed to swap.
USDT token contract:
0xdAC17F958D2ee523a2206206994597C13D831ec7
MATICUSDCE token contract:
0x2791bca1f2de4661ed88a30c99a7a9449aa84174
Approximate exchange rates between these assets, refreshed hourly
From live exchange data, refreshed hourly.
| You send | You receive | |
|---|---|---|
| Asset | Tether (ERC20) (USDT) | USD Coin Bridged (Polygon) (MATICUSDCE) |
| Network | Ethereum | Polygon PoS |
| Type | ERC-20 token | ERC-20 token |
| Contract | 0xdAC17F…831ec7 |
0x2791bc…a84174 |
| Memo / tag | Not needed | Not needed |
| Network fee (checked Nov 7, 2026) | ≈ 0.7743 USDT | ≈ 0.007726 MATICUSDCE |
| Route | Cross-chain: Ethereum to Polygon PoS | |
| Rate | Floating, estimate shown before you send | |
| Minimum to send | 0.916756 USDT | |
| Account / ID | Not needed to start a swap | |
Over the last 30 days, 1 USDT was worth between 0.99769 and 0.99949 MATICUSDCE at market prices. Over the last 90 days the range was 0.99769 to 1.0002 MATICUSDCE.
Based on daily market prices, checked on Nov 7, 2026. This is not your swap rate: the estimate in the swap form includes fees and moves with the market.
